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SouthState BankSSB -0.83%73 3-Year EPS without NRI Growth Rate is 10.20% as of Jun. 2026, which is 5% above its 10-year median of 9.75. GuruFocus rates SSB with a GF Scoreâ„¢ of 73/100 and a GF Valueâ„¢ of $104.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,409 Banks companies, SouthState Bank ranks better than 57.7% on this metric.
During the past 12 months, SouthState Bank's average EPS without NRI Growth Rate was 16.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 10.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 8.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of SouthState Bank was 56.80% per year. The lowest was -31.70% per year. And the median was 9.75% per year.
SouthState Bank (NYSE:SSB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
SouthState Bank 3-Year EPS without NRI Growth Rate Related Terms
SSB vs CFR, ONB, ZION: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, SouthState Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SouthState Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, SouthState Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where SouthState Bank's 3-Year EPS without NRI Growth Rate falls into.
SouthState Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 10.20% mean?
SouthState Bank (SSB) has a 3-Year EPS without NRI Growth Rate of 10.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for SouthState Bank and its competitors. This is near median its historical median of 9.75. According to the industry distribution chart, SouthState Bank ranks #596 out of 1409 companies in the Banks industry, placing it in the top 42.3%.
Is SouthState Bank's 3-Year EPS without NRI Growth Rate too high?
SouthState Bank's current 3-Year EPS without NRI Growth Rate of 10.20% is near median its 10-year median of 9.75. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. SouthState Bank's value of 10.20% is 36% above this industry median. Based on the distribution chart, SouthState Bank ranks #596 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, SouthState Bank has a GF Scoreâ„¢ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's 3-Year EPS without NRI Growth Rate compare to CFR and ONB?
According to the Banks industry distribution chart, SouthState Bank ranks #596 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts SouthState Bank in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. SouthState Bank's value of 10.20% is 36% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 7.50, SouthState Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current 3-Year EPS without NRI Growth Rate of 10.20% is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for SouthState Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current 3-Year EPS without NRI Growth Rate is 10.20%, which is near median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
Based on GuruFocus' analysis, SouthState Bank (SSB) is currently considered Fairly Valued. The stock's GF Value™ is $104.05, compared to a current price of $106.20 — trading 2.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 10.20%, which is near median its 10-year median of 9.75 and 36% above the Banks industry median of 7.50. SouthState Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For SouthState Bank (SSB), the current 3-Year EPS without NRI Growth Rate is 10.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SouthState Bank (SSB) Overvalued in 2026?
Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued.
The current stock price of $106.20 is trading 2.1% above its estimated GF Value™ of $104.05.
GuruFocus considers SouthState Bank to be Fairly Valued.
Key valuation signals for SSB:
3-Year EPS without NRI Growth Rate: 10.20% (near median its 10-year median of 9.75)
GF Value™: $104.05 vs. price of $106.20 (2.1% above fair value)
Industry Position: 36% above the Banks median (#596 of 1409)
No single metric tells the full story. See the SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score
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