UCB (United Community Banks) Construction Loans (USD Mil): 1,338.00 (As of Jun. 2026)

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UCB United Community Banks Inc UCB
61 GF Score
Price $35.53
GF Value $34.08
Valuation Fairly Valued
! 4 Warning Signs
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What is United Community Banks Construction Loans (USD Mil)?

United Community Banks UCB -0.62% 61 Construction Loans (USD Mil) is 1,338.00 as of Jun. 2026. GuruFocus rates UCB with a GF Score™ of 61/100 and a GF Value™ of $34.08 (Fairly Valued). The stock has 4 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

United Community Banks's Construction Loans (USD Mil) for the quarter that ended in Jun. 2026 was 1,338.00 , which is higher than 1,257.49 for the pervious quarter ended in Mar. 2026.

United Community Banks's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 1,188.43 , which is lower than 1,834.11 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for United Community Banks's Construction Loans (USD Mil) or its related term are showing as below:


United Community Banks Construction Loans (USD Mil) Historical Data

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The historical data trend for United Community Banks's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks Construction Loans (USD Mil) Chart

United Community Banks Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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United Community BanksQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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UCB vs CATY, TCBI, WSFS: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, United Community Banks's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UCB
61GF Score
United Community Banks Inc UCB
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 1,338.00 mean?
United Community Banks (UCB) has a Construction Loans (USD Mil) of 1,338.00 as of Jun. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Community Banks and its competitors.
Is United Community Banks' Construction Loans (USD Mil) too high?
United Community Banks' current Construction Loans (USD Mil) is 1,338.00. Overall, United Community Banks has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' Construction Loans (USD Mil) compare to CATY and TCBI?
United Community Banks' Construction Loans (USD Mil) of 1,338.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Community Banks and its competitors. United Community Banks's current Construction Loans (USD Mil) is 1,338.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (UCB) is currently considered Fairly Valued. The stock's GF Value™ is $34.08, compared to a current price of $35.53 — trading 4.3% above its estimated fair value. The current Construction Loans (USD Mil) is 1,338.00. United Community Banks' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For United Community Banks (UCB), the current Construction Loans (USD Mil) is 1,338.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Community Banks (UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of $35.53 is trading 4.3% above its estimated GF Value™ of $34.08. GuruFocus considers United Community Banks to be Fairly Valued.

Key valuation signals for UCB:

  • Construction Loans (USD Mil): 1,338.00
  • GF Value™: $34.08 vs. price of $35.53 (4.3% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Community Banks Business Description

Other Exchanges UCBN:Germany
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
61GF Score

Get the complete analysis for UCB

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.53
Price
$34.08
GF Value