UCB (United Community Banks) Tariff Resilience Score: 9/10 (As of Jul. 05, 2026)


UCB United Community Banks Inc UCB
62 GF Score
Price $35.49
GF Value $32.98
Valuation Fairly Valued
! 4 Warning Signs
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What is United Community Banks Tariff Resilience Score?

United Community Banks UCB -1.55% 62 Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus rates UCB with a GF Score™ of 62/100 and a GF Value™ of $32.98 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,608 Banks companies, United Community Banks ranks better than 99.25% on this metric.

United Community Banks has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

United Community Banks has United Community Banks, a regional bank, has minimal exposure to international trade tariffs. Its operations are primarily domestic, with no significant dependencies on global supply chains or international markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes United Community Banks might have Highly Resilient.

United Community Banks  (NYSE:UCB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

United Community Banks Tariff Resilience Score Related Terms

UCB vs CATY, INDB, FBP: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, United Community Banks's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Community Banks Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, United Community Banks's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where United Community Banks's Tariff Resilience Score falls into.


UCB
62GF Score
United Community Banks Inc UCB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
United Community Banks (UCB) has a Tariff Resilience Score of 9 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, United Community Banks ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is United Community Banks' Tariff Resilience Score too high?
United Community Banks' current Tariff Resilience Score is 9. Based on the distribution chart, United Community Banks ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Community Banks has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' Tariff Resilience Score compare to CATY and INDB?
According to the Banks industry distribution chart, United Community Banks ranks #12 out of 1608 companies for Tariff Resilience Score. This places United Community Banks in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. United Community Banks's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (UCB) is currently considered Fairly Valued. The stock's GF Value™ is $32.98, compared to a current price of $35.49 — trading 7.6% above its estimated fair value. The current Tariff Resilience Score is 9. United Community Banks' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For United Community Banks (UCB), the current Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Community Banks (UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of $35.49 is trading 7.6% above its estimated GF Value™ of $32.98. GuruFocus considers United Community Banks to be Fairly Valued.

Key valuation signals for UCB:

  • Tariff Resilience Score: 9
  • GF Value™: $32.98 vs. price of $35.49 (7.6% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Community Banks Business Description

Other Exchanges UCBN:Germany
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
62GF Score

Get the complete analysis for UCB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.49
Price
$32.98
GF Value