UCB (United Community Banks) Ending Cash Position: $455 Mil (As of Jun. 2026)

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UCB United Community Banks Inc UCB
61 GF Score
Price $36.79
GF Value $34.05
Valuation Fairly Valued
! 4 Warning Signs
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What is United Community Banks Ending Cash Position?

United Community Banks UCB +0.07% 61 Ending Cash Position is $455 Mil as of Jun. 2026. GuruFocus rates UCB with a GF Score™ of 61/100 and a GF Value™ of $34.05 (Fairly Valued). The stock has 4 warning signs investors should review.

United Community Banks's Ending Cash Position for the quarter that ended in Jun. 2026 was $455 Mil.

United Community Banks's quarterly Ending Cash Position increased from Dec. 2025 ($396 Mil) to Mar. 2026 ($493 Mil) but then declined from Mar. 2026 ($493 Mil) to Jun. 2026 ($455 Mil).

United Community Banks's annual Ending Cash Position declined from Dec. 2023 ($1,004 Mil) to Dec. 2024 ($520 Mil) and declined from Dec. 2024 ($520 Mil) to Dec. 2025 ($396 Mil).

United Community Banks Ending Cash Position Related Terms

United Community Banks Ending Cash Position Historical Data

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The historical data trend for United Community Banks's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks Ending Cash Position Chart

United Community Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,318.51 646.85 1,003.88 519.87 395.75

United Community Banks Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 574.96 613.43 395.75 493.14 455.10
UCB
61GF Score
United Community Banks Inc UCB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United Community Banks Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

United Community Banks's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=519.873+-124.119
=396

United Community Banks's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=493.141+-38.044
=455

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $455 Mil mean?
United Community Banks (UCB) has a Ending Cash Position of $455 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Community Banks and its competitors.
Is United Community Banks' Ending Cash Position too high?
United Community Banks' current Ending Cash Position is $455 Mil. Overall, United Community Banks has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' Ending Cash Position compare to CATY and TCBI?
United Community Banks' Ending Cash Position of $455 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Community Banks and its competitors. United Community Banks's current Ending Cash Position is $455 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (UCB) is currently considered Fairly Valued. The stock's GF Value™ is $34.05, compared to a current price of $36.79 — trading 8% above its estimated fair value. The current Ending Cash Position is $455 Mil. United Community Banks' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For United Community Banks (UCB), the current Ending Cash Position is $455 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Community Banks (UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of $36.79 is trading 8% above its estimated GF Value™ of $34.05. GuruFocus considers United Community Banks to be Fairly Valued.

Key valuation signals for UCB:

  • Ending Cash Position: $455 Mil
  • GF Value™: $34.05 vs. price of $36.79 (8% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Community Banks Business Description

Other Exchanges UCBN:Germany
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
61GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.79
Price
$34.05
GF Value