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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-24), United Community Banks's 3-1 Month Momentum % is 6.22%.
The industry rank for United Community Banks's 3-1 Month Momentum % or its related term are showing as below:
UCB's 3-1 Month Momentum % is ranked better than 55.51% of 1578
companies
in the Banks industry
Industry Median: 4.795
vs UCB: 6.22
United Community Banks (NYSE:UCB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
United Community Banks 3-1 Month Momentum % Related Terms
UCB vs CATY, TCBI, WSFS: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, United Community Banks's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Community Banks 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, United Community Banks's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where United Community Banks's 3-1 Month Momentum % falls into.
United Community Banks (NYSE:UCB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Community Banks (UCB) has a 3-1 Month Momentum % of 6.22% as of Aug. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Community Banks and its competitors. According to the industry distribution chart, United Community Banks ranks #702 out of 1578 companies in the Banks industry, placing it in the top 44.5%.
Is United Community Banks' 3-1 Month Momentum % too high?
United Community Banks' current 3-1 Month Momentum % is 6.22%. The Banks industry median 3-1 Month Momentum % is 4.80. United Community Banks' value of 6.22% is 29.7% above this industry median. Based on the distribution chart, United Community Banks ranks #702 out of 1578 companies in the Banks industry, which is above the industry midpoint. Overall, United Community Banks has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' 3-1 Month Momentum % compare to CATY and TCBI?
According to the Banks industry distribution chart, United Community Banks ranks #702 out of 1578 companies for 3-1 Month Momentum %. This puts United Community Banks in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.80. United Community Banks' value of 6.22% is 29.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.80, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Community Banks's current 3-1 Month Momentum % of 6.22% is 29.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Community Banks and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Community Banks's current 3-1 Month Momentum % is 6.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (UCB) is currently considered Fairly Valued. The stock's GF Value™ is $34.10, compared to a current price of $35.49 — trading 4.1% above its estimated fair value. The current 3-1 Month Momentum % is 6.22% and 29.7% above the Banks industry median of 4.80. United Community Banks' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For United Community Banks (UCB), the current 3-1 Month Momentum % is 6.22% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Community Banks (UCB) Overvalued in 2026?
Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued.
The current stock price of $35.49 is trading 4.1% above its estimated GF Value™ of $34.10.
GuruFocus considers United Community Banks to be Fairly Valued.
Key valuation signals for UCB:
3-1 Month Momentum %: 6.22%
GF Value™: $34.10 vs. price of $35.49 (4.1% above fair value)
Industry Position: 29.7% above the Banks median (#702 of 1578)
No single metric tells the full story. See the UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
61GF Score
Get the complete analysis for UCB
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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