UCB (United Community Banks) Total Stockholders Equity: $3,745 Mil (As of Jun. 2026)

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UCB United Community Banks Inc UCB
62 GF Score
Price $35.18
GF Value $34.12
Valuation Fairly Valued
! 4 Warning Signs
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What is United Community Banks Total Stockholders Equity?

United Community Banks UCB -0.14% 62 Total Stockholders Equity is $3,745 Mil as of Jun. 2026. GuruFocus rates UCB with a GF Score™ of 62/100 and a GF Value™ of $34.12 (Fairly Valued). The stock has 4 warning signs investors should review.

United Community Banks's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $3,745 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. United Community Banks's Book Value per Share for the quarter that ended in Jun. 2026 was $31.27. The ratio of a company's debt over equity can be used to measure how leveraged this company is. United Community Banks's Debt-to-Equity for the quarter that ended in Jun. 2026 was 0.32.

United Community Banks  (NYSE:UCB) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

United Community Banks's Book Value per Share for the quarter that ended in Jun. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(3745.004-0)/119.764
=31.27

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

United Community Banks's Debt-to-Equity for the quarter that ended in Jun. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(360 + 820.602) / 3745.004
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks Total Stockholders Equity Related Terms

United Community Banks Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for United Community Banks's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks Total Stockholders Equity Chart

United Community Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,222.25 2,700.67 3,261.53 3,432.13 3,638.69

United Community Banks Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,612.92 3,596.85 3,638.69 3,654.67 3,745.00
UCB
62GF Score
United Community Banks Inc UCB
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $3,745 Mil mean?
United Community Banks (UCB) has a Total Stockholders Equity of $3,745 Mil as of Jun. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for United Community Banks and its competitors.
Is United Community Banks' Total Stockholders Equity too high?
United Community Banks' current Total Stockholders Equity is $3,745 Mil. Overall, United Community Banks has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' Total Stockholders Equity compare to CATY and TCBI?
United Community Banks' Total Stockholders Equity of $3,745 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for United Community Banks and its competitors. United Community Banks's current Total Stockholders Equity is $3,745 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (UCB) is currently considered Fairly Valued. The stock's GF Value™ is $34.12, compared to a current price of $35.18 — trading 3.1% above its estimated fair value. The current Total Stockholders Equity is $3,745 Mil. United Community Banks' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For United Community Banks (UCB), the current Total Stockholders Equity is $3,745 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Community Banks (UCB) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of $35.18 is trading 3.1% above its estimated GF Value™ of $34.12. GuruFocus considers United Community Banks to be Fairly Valued.

Key valuation signals for UCB:

  • Total Stockholders Equity: $3,745 Mil
  • GF Value™: $34.12 vs. price of $35.18 (3.1% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the UCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Community Banks Business Description

Other Exchanges UCBN:Germany
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
62GF Score

Get the complete analysis for UCB

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.18
Price
$34.12
GF Value