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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Bajaj Housing Finance's current ratio for the quarter that ended in Jun. 2026 was 0.00.
Bajaj Housing Finance has a current ratio of 0.00. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Bajaj Housing Finance has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Bajaj Housing Finance's Current Ratio or its related term are showing as below:
BOM:544252'
s Current Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.35 Max: 192.15
Current: 0.23
During the past 5 years, Bajaj Housing Finance's highest Current Ratio was 192.15. The lowest was 0.23. And the median was 0.35.
BOM:544252's Current Ratio is ranked worse than 93.48% of 46
companies
in the Banks industry
Industry Median: 1.705
vs BOM:544252: 0.23
Bajaj Housing Finance (BOM:544252) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Bajaj Housing Finance Current Ratio Related Terms
Bajaj Housing Finance Current Ratio Historical Data
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The historical data trend for Bajaj Housing Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544252 vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Bajaj Housing Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Housing Finance Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bajaj Housing Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Bajaj Housing Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Housing Finance (BOM:544252) has a Current Ratio of 0.00 as of Jun. 2026. Over the past decade, Bajaj Housing Finance's Current Ratio has ranged from 0.23 to 192.15. According to the industry distribution chart, Bajaj Housing Finance ranks #43 out of 46 companies in the Banks industry, placing it in the top 93.5%.
Is Bajaj Housing Finance's Current Ratio too high?
Bajaj Housing Finance's current Current Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 192.15. Based on the distribution chart, Bajaj Housing Finance ranks #43 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bajaj Housing Finance has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Bajaj Housing Finance ranks #43 out of 46 companies for Current Ratio. This places Bajaj Housing Finance in the lower half of its industry. The industry median Current Ratio is 1.71. Historically, Bajaj Housing Finance's own Current Ratio has ranged from 0.23 to 192.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 1.71, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Housing Finance's current Current Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current Current Ratio of 0.00. The current Current Ratio is 0.00. Bajaj Housing Finance's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current Current Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
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