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Bajaj Housing FinanceBOM:544252 -0.44%7 Net Current Asset Value is ₹0.00 as of Jun. 2026. GuruFocus rates BOM:544252 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 20 Banks companies, Bajaj Housing Finance ranks worse than 4999995% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Bajaj Housing Finance's net current asset value per share for the quarter that ended in Jun. 2026 was ₹0.00.
The historical rank and industry rank for Bajaj Housing Finance's Net Current Asset Value or its related term are showing as below:
During the past 5 years, the highest Price-to-Net-Current-Asset-Value Ratio of Bajaj Housing Finance was 7.77. The lowest was 4.96. And the median was 6.37.
BOM:544252's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.205 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Bajaj Housing Finance (BOM:544252) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Bajaj Housing Finance Net Current Asset Value Related Terms
Bajaj Housing Finance Net Current Asset Value Historical Data
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The historical data trend for Bajaj Housing Finance's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Housing Finance Net Current Asset Value Chart
BOM:544252 vs RKT, FNMA, PFSI: Net Current Asset Value Comparison
For the Mortgage Finance subindustry, Bajaj Housing Finance's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Housing Finance Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, Bajaj Housing Finance's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Bajaj Housing Finance's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of ₹0.00 mean?
Bajaj Housing Finance (BOM:544252) has a Net Current Asset Value of ₹0.00 as of Jun. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Bajaj Housing Finance and its competitors. Over the past decade, Bajaj Housing Finance's Net Current Asset Value has ranged from 4.96 to 7.77. According to the industry distribution chart, Bajaj Housing Finance ranks #999999 out of 20 companies in the Banks industry.
Is Bajaj Housing Finance's Net Current Asset Value too high?
Bajaj Housing Finance's current Net Current Asset Value is ₹0.00. Over the past 10 years, this metric has ranged from a low of 4.96 to a high of 7.77. Based on the distribution chart, Bajaj Housing Finance ranks #999999 out of 20 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bajaj Housing Finance has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's Net Current Asset Value compare to RKT and FNMA?
According to the Banks industry distribution chart, Bajaj Housing Finance ranks #999999 out of 20 companies for Net Current Asset Value. This places Bajaj Housing Finance in the lower half of its industry. The industry median Net Current Asset Value is 1.21. Historically, Bajaj Housing Finance's own Net Current Asset Value has ranged from 4.96 to 7.77 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.21, based on 20 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Bajaj Housing Finance and its competitors. For the Banks industry, the median Net Current Asset Value is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Housing Finance's current Net Current Asset Value is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current Net Current Asset Value of ₹0.00. The current Net Current Asset Value is ₹0.00. Bajaj Housing Finance's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current Net Current Asset Value is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
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