Bajaj Housing Finance (BOM:544252) Effective Interest Rate on Debt % : 0.00% (As of Mar. 2025)

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What is Bajaj Housing Finance Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bajaj Housing Finance's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₹0 Mil. Bajaj Housing Finance's average total debt for the quarter that ended in Mar. 2025 was ₹820,343 Mil. Therefore, Bajaj Housing Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 0.00%.

Bajaj Housing Finance Effective Interest Rate on Debt % Historical Data

The historical data trend for Bajaj Housing Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Bajaj Housing Finance Effective Interest Rate on Debt % Chart

Bajaj Housing Finance Annual Data

Trend

Mar22

Mar23

Mar24

Mar25

Effective Interest Rate on Debt %

0.01

Bajaj Housing Finance Quarterly Data
	Mar22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
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Competitive Comparison of Bajaj Housing Finance's Effective Interest Rate on Debt %

For the Mortgage Finance subindustry, Bajaj Housing Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bajaj Housing Finance's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bajaj Housing Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bajaj Housing Finance's Effective Interest Rate on Debt % falls into.

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Bajaj Housing Finance Effective Interest Rate on Debt % Calculation

Bajaj Housing Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2024 )	+	Total Debt (A: Mar. 2025 ))	/ count )
=	-1 * 0	/	( (691293.2	+	820343.1)	/ 2 )
=	-1 * 0	/	755818.15
=	0.00 %

where

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	527496.1	+	163797.1
=	691293.2

	Total Debt (A: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	820343.1	+	0
=	820343.1

Bajaj Housing Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2024 )	+	Total Debt (Q: Mar. 2025 ))	/ count )
=	-1 * 0	/	( (0	+	820343.1)	/ 1 )
=	-1 * 0	/	820343.1
=	0.00 %

where

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	820343.1	+	0
=	820343.1

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Bajaj Housing Finance (BOM:544252) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Bajaj Housing Finance Effective Interest Rate on Debt % Related Terms

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Bajaj Housing Finance Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bajaj Housing Finance Ltd (BOM:544252) » Definitions » Effective Interest Rate on Debt %

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Traded in Other Exchanges

BAJAJHFL:India

Address

Kalyani Nagar, 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Pune, MH, IND, 411014

Website

https://www.bajajhousingfinance.in

Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.

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