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Bajaj Housing FinanceBOM:544252 -0.33%10 PS Ratio is 6.10 as of Aug. 18, 2026, which is 35% below its 10-year median of 9.45. GuruFocus rates BOM:544252 with a GF Score™ of 10/100. The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Bajaj Housing Finance ranks worse than 90.56% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bajaj Housing Finance's share price is ₹84.04.
Bajaj Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹13.78. Hence, Bajaj Housing Finance's PS Ratio for today is 6.10.
Good Sign:
Bajaj Housing Finance Ltd stock PS Ratio (=6.12) is close to 2-year low of 5.9.
The historical rank and industry rank for Bajaj Housing Finance's PS Ratio or its related term are showing as below:
BOM:544252'
s PS Ratio Range Over the Past 10 Years
Min: 5.9 Med: 9.45 Max: 17.59
Current: 6.1
During the past 5 years, Bajaj Housing Finance's highest PS Ratio was 17.59. The lowest was 5.90. And the median was 9.45.
BOM:544252's PS Ratio is ranked worse than 90.56% of 1515
companies
in the Banks industry
Industry Median: 3.11
vs BOM:544252: 6.10
During the past 5 years, Bajaj Housing Finance's highest 3-Year average Revenue per Share Growth Rate was 36.80% per year. The lowest was 25.50% per year. And the median was 31.15% per year.
Bajaj Housing Finance (BOM:544252) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544252 vs RKT, FNMA, PFSI: PS Ratio Comparison
For the Mortgage Finance subindustry, Bajaj Housing Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Housing Finance PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bajaj Housing Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bajaj Housing Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bajaj Housing Finance's Share Price of today is ₹84.04. Bajaj Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹13.78.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bajaj Housing Finance (BOM:544252) has a PS Ratio of 6.10 as of Aug. 18, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bajaj Housing Finance and its competitors. This is 35% below median its historical median of 9.45. Over the past decade, Bajaj Housing Finance's PS Ratio has ranged from 5.90 to 17.59. According to the industry distribution chart, Bajaj Housing Finance ranks #1372 out of 1515 companies in the Banks industry, placing it in the top 90.6%.
Is Bajaj Housing Finance's PS Ratio too high?
Bajaj Housing Finance's current PS Ratio of 6.10 is 35% below median its 10-year median of 9.45. Over the past 10 years, this metric has ranged from a low of 5.90 to a high of 17.59. The Banks industry median PS Ratio is 3.11. Bajaj Housing Finance's value of 6.10 is 96.1% above this industry median. Based on the distribution chart, Bajaj Housing Finance ranks #1372 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bajaj Housing Finance has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Bajaj Housing Finance ranks #1372 out of 1515 companies for PS Ratio. This places Bajaj Housing Finance in the lower half of its industry. The industry median PS Ratio is 3.11. Bajaj Housing Finance's value of 6.10 is 96.1% above this benchmark. Historically, Bajaj Housing Finance's own PS Ratio has ranged from 5.90 to 17.59 over the past decade. While the company's 10-year median is 9.45 vs. the industry median of 3.11, Bajaj Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bajaj Housing Finance's current PS Ratio of 6.10 is 96.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bajaj Housing Finance and its competitors. For the Banks industry, the median PS Ratio is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Housing Finance's current PS Ratio is 6.10, which is 35% below median its own 10-year median of 9.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current PS Ratio of 6.10. The current PS Ratio is 6.10, which is 35% below median its 10-year median of 9.45 and 96.1% above the Banks industry median of 3.11. Bajaj Housing Finance's overall GF Score™ is 10/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current PS Ratio is 6.10 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
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