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Bajaj Housing FinanceBOM:544252 -0.91%8 Net Debt Paydown Yield % is -29.14% as of Aug. 24, 2026. GuruFocus rates BOM:544252 with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,416 Banks companies, Bajaj Housing Finance ranks worse than 87.15% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Bajaj Housing Finance's Net Debt Paydown Yield % was -29.14%.
Bajaj Housing Finance (BOM:544252) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Bajaj Housing Finance Net Debt Paydown Yield % Related Terms
Bajaj Housing Finance Net Debt Paydown Yield % Historical Data
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The historical data trend for Bajaj Housing Finance's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bajaj Housing Finance Net Debt Paydown Yield % Chart
BOM:544252 vs RKT, FNMA, PFSI: Net Debt Paydown Yield % Comparison
For the Mortgage Finance subindustry, Bajaj Housing Finance's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bajaj Housing Finance Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bajaj Housing Finance's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Bajaj Housing Finance's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -29.14% mean?
Bajaj Housing Finance (BOM:544252) has a Net Debt Paydown Yield % of -29.14% as of Aug. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bajaj Housing Finance and its competitors. According to the industry distribution chart, Bajaj Housing Finance ranks #1234 out of 1416 companies in the Banks industry, placing it in the top 87.1%.
Is Bajaj Housing Finance's Net Debt Paydown Yield % too high?
Bajaj Housing Finance's current Net Debt Paydown Yield % is -29.14%. Based on the distribution chart, Bajaj Housing Finance ranks #1234 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bajaj Housing Finance has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's Net Debt Paydown Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Bajaj Housing Finance ranks #1234 out of 1416 companies for Net Debt Paydown Yield %. This places Bajaj Housing Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bajaj Housing Finance and its competitors. Bajaj Housing Finance's current Net Debt Paydown Yield % is -29.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current Net Debt Paydown Yield % of -29.14%. The current Net Debt Paydown Yield % is -29.14%. Bajaj Housing Finance's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current Net Debt Paydown Yield % is -29.14% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
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