Bajaj Housing Finance (BOM:544252) Days Payable: 5.62 (As of Jun. 2026) — 35% Above Median

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BOM:544252 Bajaj Housing Finance Ltd BOM:544252
7 GF Score
Price ₹86.03
! 3 Warning Signs
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What is Bajaj Housing Finance Days Payable?

Bajaj Housing Finance BOM:544252 -0.54% 7 Days Payable is 5.62 as of Jun. 2026, which is 35% above its 10-year median of 4.16. GuruFocus rates BOM:544252 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 32 Banks companies, Bajaj Housing Finance ranks worse than 81.25% on this metric.

Bajaj Housing Finance's average Accounts Payable for the three months ended in Jun. 2026 was ₹1,261 Mil. Bajaj Housing Finance's Cost of Goods Sold for the three months ended in Jun. 2026 was ₹20,471 Mil. Hence, Bajaj Housing Finance's Days Payable for the three months ended in Jun. 2026 was 5.62.

The historical rank and industry rank for Bajaj Housing Finance's Days Payable or its related term are showing as below:

BOM:544252' s Days Payable Range Over the Past 10 Years
Min: 3.69   Med: 4.16   Max: 5.38
Current: 5.17

During the past 5 years, Bajaj Housing Finance's highest Days Payable was 5.38. The lowest was 3.69. And the median was 4.16.

BOM:544252's Days Payable is ranked worse than
81.25% of 32 companies
in the Banks industry
Industry Median: 32.045 vs BOM:544252: 5.17

Bajaj Housing Finance's Days Payable increased from Jun. 2025 (4.00) to Jun. 2026 (5.62). It may suggest that Bajaj Housing Finance delayed paying its suppliers.


Bajaj Housing Finance Days Payable Historical Data

* Premium members only.

The historical data trend for Bajaj Housing Finance's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Housing Finance Days Payable Chart

Bajaj Housing Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
5.38 4.16 3.69 3.82 5.08

Bajaj Housing Finance Quarterly Data
Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 6.20 5.93 6.02 5.62

BOM:544252 vs RKT, FNMA, PFSI: Days Payable Comparison

For the Mortgage Finance subindustry, Bajaj Housing Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Housing Finance Days Payable vs Banks Industry

For the Banks industry and Financial Services sector, Bajaj Housing Finance's Days Payable distribution charts can be found below:

* The bar in red indicates where Bajaj Housing Finance's Days Payable falls into.


BOM:544252
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Bajaj Housing Finance Ltd BOM:544252
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Bajaj Housing Finance Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Bajaj Housing Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (764.6 + 1261) / 2 ) / 72729.1*365
=1012.8 / 72729.1*365
=5.08

Bajaj Housing Finance's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (1261 + 0) / 1 ) / 20471*365 / 4
=1261 / 20471*365 / 4
=5.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 5.62 mean?
Bajaj Housing Finance (BOM:544252) has a Days Payable of 5.62 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bajaj Housing Finance and its competitors. This is 35% above median its historical median of 4.16. Over the past decade, Bajaj Housing Finance's Days Payable has ranged from 3.69 to 5.38. According to the industry distribution chart, Bajaj Housing Finance ranks #26 out of 32 companies in the Banks industry, placing it in the top 81.2%.
Is Bajaj Housing Finance's Days Payable too high?
Bajaj Housing Finance's current Days Payable of 5.62 is 35% above median its 10-year median of 4.16. Over the past 10 years, this metric has ranged from a low of 3.69 to a high of 5.38. The Banks industry median Days Payable is 32.05. Bajaj Housing Finance's value of 5.62 is 82.5% below this industry median. Based on the distribution chart, Bajaj Housing Finance ranks #26 out of 32 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bajaj Housing Finance has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, Bajaj Housing Finance ranks #26 out of 32 companies for Days Payable. This places Bajaj Housing Finance in the lower half of its industry. The industry median Days Payable is 32.05. Bajaj Housing Finance's value of 5.62 is 82.5% below this benchmark. Historically, Bajaj Housing Finance's own Days Payable has ranged from 3.69 to 5.38 over the past decade. While the company's 10-year median is 4.16 vs. the industry median of 32.05, Bajaj Housing Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.05, based on 32 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bajaj Housing Finance's current Days Payable of 5.62 is 82.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bajaj Housing Finance and its competitors. For the Banks industry, the median Days Payable is 32.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bajaj Housing Finance's current Days Payable is 5.62, which is 35% above median its own 10-year median of 4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current Days Payable of 5.62. The current Days Payable is 5.62, which is 35% above median its 10-year median of 4.16 and 82.5% below the Banks industry median of 32.05. Bajaj Housing Finance's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current Days Payable is 5.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bajaj Housing Finance Business Description

Other Exchanges BAJAJHFL:India
Address Kalyani Nagar, 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Pune, MH, IND, 411014
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
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₹86.03
Price