Bajaj Housing Finance (BOM:544252) EBIT: ₹36,113 Mil (TTM As of Jun. 2026)

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BOM:544252 Bajaj Housing Finance Ltd BOM:544252
7 GF Score
Price ₹86.03
! 3 Warning Signs
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What is Bajaj Housing Finance EBIT?

Bajaj Housing Finance BOM:544252 -0.54% 7 EBIT is ₹36,113 Mil as of Jun. 2026. GuruFocus rates BOM:544252 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review.

Bajaj Housing Finance's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was ₹9,223 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹36,113 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Bajaj Housing Finance's annualized ROC % for the quarter that ended in Jun. 2026 was 1.93%. Bajaj Housing Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 3,324.92%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Bajaj Housing Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 2.07%.

Bajaj Housing Finance  (BOM:544252) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Bajaj Housing Finance's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=36890 * ( 1 - 22.98% )/( (1468700.4 + 0)/ 1 )
=28412.678/1468700.4
=1.93 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1271470.5 - 3043.2 - ( 7424.9 - max(0, 261471.1 - 61198+7424.9))
=1468700.4

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0 - 0 - ( 0 - max(0, 0 - 0+0))
=0

Note: The Operating Income data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Bajaj Housing Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=36890/( ( (1109.5 + max(-7050.8, 0)) + (0 + max(0, 0)) )/ 1 )
=36890/( ( 1109.5 + 0 )/ 1 )
=36890/1109.5
=3,324.92 %

where Working Capital is:

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(278 + 0 + 340.8) - (3043.2 + 0 + 4626.4)
=-7050.8

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Bajaj Housing Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=36112.9/1745574.506
=2.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Housing Finance EBIT Related Terms

Bajaj Housing Finance EBIT Historical Data

* Premium members only.

The historical data trend for Bajaj Housing Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bajaj Housing Finance EBIT Chart

Bajaj Housing Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
9,623.20 17,028.30 21,642.20 27,739.00 33,243.90

Bajaj Housing Finance Quarterly Data
Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,544.00 8,541.00 9,208.20 9,141.20 9,222.50

BOM:544252 vs RKT, FNMA, PFSI: EBIT Comparison

For the Mortgage Finance subindustry, Bajaj Housing Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bajaj Housing Finance EV-to-EBIT vs Banks Industry

For the Banks industry and Financial Services sector, Bajaj Housing Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Bajaj Housing Finance's EV-to-EBIT falls into.


BOM:544252
7GF Score
Bajaj Housing Finance Ltd BOM:544252
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Bajaj Housing Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹36,113 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹36,113 Mil mean?
Bajaj Housing Finance (BOM:544252) has a EBIT of ₹36,113 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Bajaj Housing Finance.
Is Bajaj Housing Finance's EBIT too high?
Bajaj Housing Finance's current EBIT is ₹36,113 Mil. Overall, Bajaj Housing Finance has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Bajaj Housing Finance's EBIT compare to RKT and FNMA?
Bajaj Housing Finance's EBIT of ₹36,113 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Banks company?
A good EBIT depends on the Banks industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Bajaj Housing Finance. Bajaj Housing Finance's current EBIT is ₹36,113 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bajaj Housing Finance stock overvalued right now?
Bajaj Housing Finance (BOM:544252) has a current EBIT of ₹36,113 Mil. The current EBIT is ₹36,113 Mil. Bajaj Housing Finance's overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Bajaj Housing Finance (BOM:544252), the current EBIT is ₹36,113 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bajaj Housing Finance Business Description

Other Exchanges BAJAJHFL:India
Address Kalyani Nagar, 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Pune, MH, IND, 411014
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.
7GF Score

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EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹86.03
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