CTO Realty GrowthCTO +2.84%73 Current Ratio is 7.23 as of Mar. 2026, which is 265% above its 10-year median of 1.98. GuruFocus rates CTO with a GF Score™ of 73/100 and a GF Value™ of $18.50 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 760 REITs companies, CTO Realty Growth ranks better than 91.05% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. CTO Realty Growth's current ratio for the quarter that ended in Mar. 2026 was 7.23.
CTO Realty Growth has a current ratio of 7.23. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for CTO Realty Growth's Current Ratio or its related term are showing as below:
CTO'
s Current Ratio Range Over the Past 10 Years
Min: 0.17 Med: 1.98 Max: 9.67
Current: 7.23
During the past 13 years, CTO Realty Growth's highest Current Ratio was 9.67. The lowest was 0.17. And the median was 1.98.
CTO's Current Ratio is ranked better than 91.05% of 760
companies
in the REITs industry
Industry Median: 0.98
vs CTO: 7.23
CTO Realty Growth (NYSE:CTO) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
CTO Realty Growth Current Ratio Related Terms
CTO Realty Growth Current Ratio Historical Data
* Premium members only.
The historical data trend for CTO Realty Growth's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, CTO Realty Growth's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTO Realty Growth Current Ratio vs REITs Industry
For the REITs industry and Real Estate sector, CTO Realty Growth's Current Ratio distribution charts can be found below:
* The bar in red indicates where CTO Realty Growth's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTO Realty Growth (CTO) has a Current Ratio of 7.23 as of Mar. 2026. This is 265% above median its historical median of 1.98. Over the past decade, CTO Realty Growth's Current Ratio has ranged from 0.17 to 9.67. According to the industry distribution chart, CTO Realty Growth ranks #68 out of 760 companies in the REITs industry, placing it in the top 8.9%.
Is CTO Realty Growth's Current Ratio too high?
CTO Realty Growth's current Current Ratio of 7.23 is 265% above median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 9.67. The REITs industry median Current Ratio is 0.98. CTO Realty Growth's value of 7.23 is 637.8% above this industry median. Based on the distribution chart, CTO Realty Growth ranks #68 out of 760 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, CTO Realty Growth has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's Current Ratio compare to GOOD and JBGS?
According to the REITs industry distribution chart, CTO Realty Growth ranks #68 out of 760 companies for Current Ratio. This places CTO Realty Growth in the top 9% of its industry — outperforming the majority of peers. The industry median Current Ratio is 0.98. CTO Realty Growth's value of 7.23 is 637.8% above this benchmark. Historically, CTO Realty Growth's own Current Ratio has ranged from 0.17 to 9.67 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 0.98, CTO Realty Growth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a REITs company?
The median Current Ratio among REITs companies is 0.98, based on 760 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current Current Ratio of 7.23 is 637.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Current Ratio is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current Current Ratio is 7.23, which is 265% above median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.50, compared to a current price of $21.74 — trading 17.5% above its estimated fair value. The current Current Ratio is 7.23, which is 265% above median its 10-year median of 1.98 and 637.8% above the REITs industry median of 0.98. CTO Realty Growth's overall GF Score™ is 73/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current Current Ratio is 7.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTO Realty Growth (CTO) Overvalued in 2026?
Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued.
The current stock price of $21.74 is trading 17.5% above its estimated GF Value™ of $18.50.
GuruFocus considers CTO Realty Growth to be Modestly Overvalued.
Key valuation signals for CTO:
Current Ratio: 7.23 (265% above median its 10-year median of 1.98)
GF Value™: $18.50 vs. price of $21.74 (17.5% above fair value)
Industry Position: 637.8% above the REITs median (#68 of 760)
No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
73GF Score
Get the complete analysis for CTO
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CTO has been successfully added to your 
