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CTO Realty GrowthCTO +0.70%73 Return-on-Tangible-Asset is 2.07% as of Mar. 2026, which is 54% below its 10-year median of 4.54. GuruFocus rates CTO with a GF Score™ of 73/100 and a GF Value™ of $18.69 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 939 REITs companies, CTO Realty Growth ranks worse than 69.76% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CTO Realty Growth's annualizedNet Income for the quarter that ended in Mar. 2026 was $24.8 Mil. CTO Realty Growth's average total tangible assets for the quarter that ended in Mar. 2026 was $1,196.2 Mil. Therefore, CTO Realty Growth's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.07%.
The historical rank and industry rank for CTO Realty Growth's Return-on-Tangible-Asset or its related term are showing as below:
CTO'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.2 Med: 4.54 Max: 19.7
Current: 1.2
During the past 13 years, CTO Realty Growth's highest Return-on-Tangible-Asset was 19.70%. The lowest was -0.20%. And the median was 4.54%.
CTO's Return-on-Tangible-Asset is ranked worse than 69.76% of 939
companies
in the REITs industry
Industry Median: 3.24
vs CTO: 1.20
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
CTO Realty Growth Return-on-Tangible-Asset Related Terms
CTO Realty Growth Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for CTO Realty Growth's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTO vs GOOD, JBGS, ESRT: Return-on-Tangible-Asset Comparison
For the REIT - Diversified subindustry, CTO Realty Growth's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTO Realty Growth Return-on-Tangible-Asset vs REITs Industry
For the REITs industry and Real Estate sector, CTO Realty Growth's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where CTO Realty Growth's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.07% mean?
CTO Realty Growth (CTO) has a Return-on-Tangible-Asset of 2.07% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTO Realty Growth and its competitors. This is 54% below median its historical median of 4.54. According to the industry distribution chart, CTO Realty Growth ranks #655 out of 939 companies in the REITs industry, placing it in the top 69.8%.
Is CTO Realty Growth's Return-on-Tangible-Asset too high?
CTO Realty Growth's current Return-on-Tangible-Asset of 2.07% is 54% below median its 10-year median of 4.54. The REITs industry median Return-on-Tangible-Asset is 3.24. CTO Realty Growth's value of 2.07% is 36.1% below this industry median. Based on the distribution chart, CTO Realty Growth ranks #655 out of 939 companies in the REITs industry, which is below the industry midpoint. Overall, CTO Realty Growth has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's Return-on-Tangible-Asset compare to GOOD and JBGS?
According to the REITs industry distribution chart, CTO Realty Growth ranks #655 out of 939 companies for Return-on-Tangible-Asset. This places CTO Realty Growth in the lower half of its industry. The industry median Return-on-Tangible-Asset is 3.24. CTO Realty Growth's value of 2.07% is 36.1% below this benchmark. While the company's 10-year median is 4.54 vs. the industry median of 3.24, CTO Realty Growth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a REITs company?
The median Return-on-Tangible-Asset among REITs companies is 3.24, based on 939 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current Return-on-Tangible-Asset of 2.07% is 36.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTO Realty Growth and its competitors. For the REITs industry, the median Return-on-Tangible-Asset is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current Return-on-Tangible-Asset is 2.07%, which is 54% below median its own 10-year median of 4.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.69, compared to a current price of $21.44 — trading 14.7% above its estimated fair value. The current Return-on-Tangible-Asset is 2.07%, which is 54% below median its 10-year median of 4.54 and 36.1% below the REITs industry median of 3.24. CTO Realty Growth's overall GF Score™ is 73/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current Return-on-Tangible-Asset is 2.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTO Realty Growth (CTO) Overvalued in 2026?
Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued.
The current stock price of $21.44 is trading 14.7% above its estimated GF Value™ of $18.69.
GuruFocus considers CTO Realty Growth to be Modestly Overvalued.
Key valuation signals for CTO:
Return-on-Tangible-Asset: 2.07% (54% below median its 10-year median of 4.54)
GF Value™: $18.69 vs. price of $21.44 (14.7% above fair value)
Industry Position: 36.1% below the REITs median (#655 of 939)
No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
73GF Score
Get the complete analysis for CTO
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