CTO Realty GrowthCTO -0.65%72 5-Year Yield-on-Cost % is 14.17 as of Jul. 12, 2026, which is 18% above its 10-year median of 11.97. GuruFocus rates CTO with a GF Score™ of 72/100 and a GF Value™ of $18.67 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 873 REITs companies, CTO Realty Growth ranks better than 82.7% on this metric.
CTO Realty Growth's yield on cost for the quarter that ended in Mar. 2026 was 14.17.
The historical rank and industry rank for CTO Realty Growth's 5-Year Yield-on-Cost % or its related term are showing as below:
CTO'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.3 Med: 11.97 Max: 19.77
Current: 14.17
During the past 13 years, CTO Realty Growth's highest Yield on Cost was 19.77. The lowest was 0.30. And the median was 11.97.
CTO's 5-Year Yield-on-Cost % is ranked better than 82.7% of 873
companies
in the REITs industry
Industry Median: 7.28
vs CTO: 14.17
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CTO Realty Growth 5-Year Yield-on-Cost % Related Terms
CTO vs GOOD, JBGS, ESRT: 5-Year Yield-on-Cost % Comparison
For the REIT - Diversified subindustry, CTO Realty Growth's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTO Realty Growth 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, CTO Realty Growth's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CTO Realty Growth's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
CTO Realty Growth (CTO) has a 5-Year Yield-on-Cost % of 14.17 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CTO Realty Growth and its competitors. This is 18% above median its historical median of 11.97. Over the past decade, CTO Realty Growth's 5-Year Yield-on-Cost % has ranged from 0.30 to 19.77. According to the industry distribution chart, CTO Realty Growth ranks #151 out of 873 companies in the REITs industry, placing it in the top 17.3%.
Is CTO Realty Growth's 5-Year Yield-on-Cost % too high?
CTO Realty Growth's current 5-Year Yield-on-Cost % of 14.17 is 18% above median its 10-year median of 11.97. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 19.77. The REITs industry median 5-Year Yield-on-Cost % is 7.28. CTO Realty Growth's value of 14.17 is 94.6% above this industry median. Based on the distribution chart, CTO Realty Growth ranks #151 out of 873 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, CTO Realty Growth has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's 5-Year Yield-on-Cost % compare to GOOD and JBGS?
According to the REITs industry distribution chart, CTO Realty Growth ranks #151 out of 873 companies for 5-Year Yield-on-Cost %. This places CTO Realty Growth in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 7.28. CTO Realty Growth's value of 14.17 is 94.6% above this benchmark. Historically, CTO Realty Growth's own 5-Year Yield-on-Cost % has ranged from 0.30 to 19.77 over the past decade. While the company's 10-year median is 11.97 vs. the industry median of 7.28, CTO Realty Growth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.28, based on 873 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current 5-Year Yield-on-Cost % of 14.17 is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CTO Realty Growth and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current 5-Year Yield-on-Cost % is 14.17, which is 18% above median its own 10-year median of 11.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.67, compared to a current price of $21.29 — trading 14% above its estimated fair value. The current 5-Year Yield-on-Cost % is 14.17, which is 18% above median its 10-year median of 11.97 and 94.6% above the REITs industry median of 7.28. CTO Realty Growth's overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current 5-Year Yield-on-Cost % is 14.17 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTO Realty Growth (CTO) Overvalued in 2026?
Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued.
The current stock price of $21.29 is trading 14% above its estimated GF Value™ of $18.67.
GuruFocus considers CTO Realty Growth to be Modestly Overvalued.
Key valuation signals for CTO:
5-Year Yield-on-Cost %: 14.17 (18% above median its 10-year median of 11.97)
GF Value™: $18.67 vs. price of $21.29 (14% above fair value)
Industry Position: 94.6% above the REITs median (#151 of 873)
No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
72GF Score
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