CTO Realty GrowthCTO +2.84%73 Days Payable is 15.98 as of Mar. 2026, which is 49% below its 10-year median of 31.59. GuruFocus rates CTO with a GF Score™ of 73/100 and a GF Value™ of $18.50 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 548 REITs companies, CTO Realty Growth ranks worse than 89.96% on this metric.
The historical rank and industry rank for CTO Realty Growth's Days Payable or its related term are showing as below:
CTO'
s Days Payable Range Over the Past 10 Years
Min: 14.02 Med: 31.59 Max: 69.7
Current: 17.47
During the past 13 years, CTO Realty Growth's highest Days Payable was 69.70. The lowest was 14.02. And the median was 31.59.
CTO's Days Payable is ranked worse than 89.96% of 548
companies
in the REITs industry
Industry Median: 119.835
vs CTO: 17.47
CTO Realty Growth's Days Payable
declined
from Mar. 2025 (25.76) to Mar. 2026 (15.98).
It may suggest that CTO Realty Growthaccelerated paying its suppliers.
CTO Realty Growth Days Payable Related Terms
CTO Realty Growth Days Payable Historical Data
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The historical data trend for CTO Realty Growth's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, CTO Realty Growth's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTO Realty Growth Days Payable vs REITs Industry
For the REITs industry and Real Estate sector, CTO Realty Growth's Days Payable distribution charts can be found below:
* The bar in red indicates where CTO Realty Growth's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
CTO Realty Growth's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTO Realty Growth (CTO) has a Days Payable of 15.98 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CTO Realty Growth and its competitors. This is 49% below median its historical median of 31.59. Over the past decade, CTO Realty Growth's Days Payable has ranged from 14.02 to 69.70. According to the industry distribution chart, CTO Realty Growth ranks #493 out of 548 companies in the REITs industry, placing it in the top 90%.
Is CTO Realty Growth's Days Payable too high?
CTO Realty Growth's current Days Payable of 15.98 is 49% below median its 10-year median of 31.59. Over the past 10 years, this metric has ranged from a low of 14.02 to a high of 69.70. The REITs industry median Days Payable is 119.84. CTO Realty Growth's value of 15.98 is 86.7% below this industry median. Based on the distribution chart, CTO Realty Growth ranks #493 out of 548 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, CTO Realty Growth has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's Days Payable compare to GOOD and JBGS?
According to the REITs industry distribution chart, CTO Realty Growth ranks #493 out of 548 companies for Days Payable. This places CTO Realty Growth in the lower half of its industry. The industry median Days Payable is 119.84. CTO Realty Growth's value of 15.98 is 86.7% below this benchmark. Historically, CTO Realty Growth's own Days Payable has ranged from 14.02 to 69.70 over the past decade. While the company's 10-year median is 31.59 vs. the industry median of 119.84, CTO Realty Growth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a REITs company?
The median Days Payable among REITs companies is 119.84, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current Days Payable of 15.98 is 86.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CTO Realty Growth and its competitors. For the REITs industry, the median Days Payable is 119.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current Days Payable is 15.98, which is 49% below median its own 10-year median of 31.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.50, compared to a current price of $21.74 — trading 17.5% above its estimated fair value. The current Days Payable is 15.98, which is 49% below median its 10-year median of 31.59 and 86.7% below the REITs industry median of 119.84. CTO Realty Growth's overall GF Score™ is 73/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current Days Payable is 15.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTO Realty Growth (CTO) Overvalued in 2026?
Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued.
The current stock price of $21.74 is trading 17.5% above its estimated GF Value™ of $18.50.
GuruFocus considers CTO Realty Growth to be Modestly Overvalued.
Key valuation signals for CTO:
Days Payable: 15.98 (49% below median its 10-year median of 31.59)
GF Value™: $18.50 vs. price of $21.74 (17.5% above fair value)
Industry Position: 86.7% below the REITs median (#493 of 548)
No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
73GF Score
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