CTO (CTO Realty Growth) Peter Lynch Fair Value: $0.59 (As of Aug. 01, 2026) — 39% Below Median

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CTO CTO Realty Growth Inc CTO
72 GF Score
Price $21.97
GF Value $18.60
Valuation Modestly Overvalued
! 12 Warning Signs
View Full Analysis

What is CTO Realty Growth Peter Lynch Fair Value?

CTO Realty Growth CTO +0.46% 72 Peter Lynch Fair Value is $0.59 as of Aug. 01, 2026, which is 39% below its 10-year median of 0.97. GuruFocus rates CTO with a GF Score™ of 72/100 and a GF Value™ of $18.60 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 165 REITs companies, CTO Realty Growth ranks worse than 100% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, CTO Realty Growth's PEG is 1. CTO Realty Growth's 5-Year TTM EBITDA Growth Rate is 7.54. CTO Realty Growth's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $0.08. Therefore, the Peter Lynch Fair Value for today is $0.59.

As of today (2026-08-01), CTO Realty Growth's share price is $21.97. CTO Realty Growth's Peter Lynch fair value is $0.59. Therefore, CTO Realty Growth's Price to Peter Lynch Fair Value Ratio for today is 37.36.


The historical rank and industry rank for CTO Realty Growth's Peter Lynch Fair Value or its related term are showing as below:

CTO' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.34   Med: 0.97   Max: 345.2
Current: 37.24


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of CTO Realty Growth was 345.20. The lowest was 0.34. And the median was 0.97.


CTO's Price-to-Peter-Lynch-Fair-Value is ranked worse than
100% of 165 companies
in the REITs industry
Industry Median: 1.21 vs CTO: 37.24

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


CTO Realty Growth  (NYSE:CTO) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 7.54 instead of 15 in this case.

CTO Realty Growth's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=21.97/0.59
=37.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CTO Realty Growth Peter Lynch Fair Value Related Terms


CTO Realty Growth Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for CTO Realty Growth's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTO Realty Growth Peter Lynch Fair Value Chart

CTO Realty Growth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.17 0.00 0.00 0.00

CTO Realty Growth Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.59

CTO vs JBGS, GOOD, OLP: Peter Lynch Fair Value Comparison

For the REIT - Diversified subindustry, CTO Realty Growth's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTO Realty Growth Price-to-Peter-Lynch-Fair-Value vs REITs Industry

For the REITs industry and Real Estate sector, CTO Realty Growth's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where CTO Realty Growth's Price-to-Peter-Lynch-Fair-Value falls into.


CTO
72GF Score
CTO Realty Growth Inc CTO
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTO Realty Growth Peter Lynch Fair Value Calculation

CTO Realty Growth's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 7.54 *0.078
=0.59

CTO Realty Growth's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.08.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of $0.59 mean?
CTO Realty Growth (CTO) has a Peter Lynch Fair Value of $0.59 as of Aug. 01, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTO Realty Growth and its competitors. This is 39% below median its historical median of 0.97. Over the past decade, CTO Realty Growth's Peter Lynch Fair Value has ranged from 0.34 to 345.20. According to the industry distribution chart, CTO Realty Growth ranks #165 out of 165 companies in the REITs industry.
Is CTO Realty Growth's Peter Lynch Fair Value too high?
CTO Realty Growth's current Peter Lynch Fair Value of $0.59 is 39% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 345.20. The REITs industry median Peter Lynch Fair Value is 1.21. CTO Realty Growth's value of $0.59 is 51.2% below this industry median. Based on the distribution chart, CTO Realty Growth ranks #165 out of 165 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, CTO Realty Growth has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's Peter Lynch Fair Value compare to JBGS and GOOD?
According to the REITs industry distribution chart, CTO Realty Growth ranks #165 out of 165 companies for Peter Lynch Fair Value. This places CTO Realty Growth in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.21. CTO Realty Growth's value of $0.59 is 51.2% below this benchmark. Historically, CTO Realty Growth's own Peter Lynch Fair Value has ranged from 0.34 to 345.20 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.21, CTO Realty Growth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a REITs company?
The median Peter Lynch Fair Value among REITs companies is 1.21, based on 165 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current Peter Lynch Fair Value of $0.59 is 51.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTO Realty Growth and its competitors. For the REITs industry, the median Peter Lynch Fair Value is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current Peter Lynch Fair Value is $0.59, which is 39% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.60, compared to a current price of $21.97 — trading 18.1% above its estimated fair value. The current Peter Lynch Fair Value is $0.59, which is 39% below median its 10-year median of 0.97 and 51.2% below the REITs industry median of 1.21. CTO Realty Growth's overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current Peter Lynch Fair Value is $0.59 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTO Realty Growth (CTO) Overvalued in 2026?

Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued. The current stock price of $21.97 is trading 18.1% above its estimated GF Value™ of $18.60. GuruFocus considers CTO Realty Growth to be Modestly Overvalued.

Key valuation signals for CTO:

  • Peter Lynch Fair Value: $0.59 (39% below median its 10-year median of 0.97)
  • GF Value™: $18.60 vs. price of $21.97 (18.1% above fair value)
  • GF Score™: 72/100 with 12 warning signs
  • Industry Position: 51.2% below the REITs median (#165 of 165)

No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTO Realty Growth Business Description

Industry Real EstateREITs
Other Exchanges 8QB0:Germany
Address 369 N. New York Avenue, Suite 201, Winter Park, FL, USA, 32789
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
72GF Score

Get the complete analysis for CTO

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.97
Price
$18.60
GF Value