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CTO Realty GrowthCTO -0.50%72 Equity-to-Asset is 0.47 as of Jun. 2026, which is 4% above its 10-year median of 0.45. GuruFocus rates CTO with a GF Score™ of 72/100 and a GF Value™ of $18.64 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 925 REITs companies, CTO Realty Growth ranks worse than 71.89% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. CTO Realty Growth's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $663.2 Mil. CTO Realty Growth's Total Assets for the quarter that ended in Jun. 2026 was $1,405.7 Mil.
Therefore, CTO Realty Growth's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.47.
The historical rank and industry rank for CTO Realty Growth's Equity-to-Asset or its related term are showing as below:
CTO'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.34 Med: 0.45 Max: 0.63
Current: 0.47
During the past 13 years, the highest Equity to Asset Ratio of CTO Realty Growth was 0.63. The lowest was 0.34. And the median was 0.45.
CTO's Equity-to-Asset is ranked worse than 71.89% of 925
companies
in the REITs industry
Industry Median: 0.58
vs CTO: 0.47
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CTO Realty Growth Equity-to-Asset Related Terms
CTO Realty Growth Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for CTO Realty Growth's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTO vs JBGS, GOOD, OLP: Equity-to-Asset Comparison
For the REIT - Diversified subindustry, CTO Realty Growth's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTO Realty Growth Equity-to-Asset vs REITs Industry
For the REITs industry and Real Estate sector, CTO Realty Growth's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CTO Realty Growth's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
CTO Realty Growth's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTO Realty Growth (CTO) has a Equity-to-Asset of 0.47 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CTO Realty Growth and its competitors. This is near median its historical median of 0.45. Over the past decade, CTO Realty Growth's Equity-to-Asset has ranged from 0.34 to 0.63. According to the industry distribution chart, CTO Realty Growth ranks #665 out of 925 companies in the REITs industry, placing it in the top 71.9%.
Is CTO Realty Growth's Equity-to-Asset too high?
CTO Realty Growth's current Equity-to-Asset of 0.47 is near median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.63. The REITs industry median Equity-to-Asset is 0.58. CTO Realty Growth's value of 0.47 is 19% below this industry median. Based on the distribution chart, CTO Realty Growth ranks #665 out of 925 companies in the REITs industry, which is below the industry midpoint. Overall, CTO Realty Growth has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTO Realty Growth's Equity-to-Asset compare to JBGS and GOOD?
According to the REITs industry distribution chart, CTO Realty Growth ranks #665 out of 925 companies for Equity-to-Asset. This places CTO Realty Growth in the lower half of its industry. The industry median Equity-to-Asset is 0.58. CTO Realty Growth's value of 0.47 is 19% below this benchmark. Historically, CTO Realty Growth's own Equity-to-Asset has ranged from 0.34 to 0.63 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.58, CTO Realty Growth has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a REITs company?
The median Equity-to-Asset among REITs companies is 0.58, based on 925 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTO Realty Growth's current Equity-to-Asset of 0.47 is 19% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CTO Realty Growth and its competitors. For the REITs industry, the median Equity-to-Asset is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTO Realty Growth's current Equity-to-Asset is 0.47, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTO Realty Growth stock overvalued right now?
Based on GuruFocus' analysis, CTO Realty Growth (CTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.64, compared to a current price of $21.92 — trading 17.6% above its estimated fair value. The current Equity-to-Asset is 0.47, which is near median its 10-year median of 0.45 and 19% below the REITs industry median of 0.58. CTO Realty Growth's overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CTO Realty Growth (CTO), the current Equity-to-Asset is 0.47 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTO Realty Growth (CTO) Overvalued in 2026?
Based on GuruFocus' analysis, CTO Realty Growth stock appears to be overvalued.
The current stock price of $21.92 is trading 17.6% above its estimated GF Value™ of $18.64.
GuruFocus considers CTO Realty Growth to be Modestly Overvalued.
Key valuation signals for CTO:
Equity-to-Asset: 0.47 (near median its 10-year median of 0.45)
GF Value™: $18.64 vs. price of $21.92 (17.6% above fair value)
Industry Position: 19% below the REITs median (#665 of 925)
No single metric tells the full story. See the CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTO Realty Growth Inc is a real estate investment trust company, that owns income properties in diversified markets in the United States. The company operates in four primary business segments: Income properties, management services, commercial loans and investments, and real estate operations. It derives maximum revenue from Income Properties.
72GF Score
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