PensionBee GroupFRA:6HD +0.70%79 Current Ratio is 9.34 as of Dec. 2025, which is 3% above its 10-year median of 9.11. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.40. Among 690 Capital Markets companies, PensionBee Group ranks better than 76.23% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PensionBee Group's current ratio for the quarter that ended in Dec. 2025 was 9.34.
PensionBee Group has a current ratio of 9.34. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for PensionBee Group's Current Ratio or its related term are showing as below:
FRA:6HD'
s Current Ratio Range Over the Past 10 Years
Min: 3.92 Med: 9.11 Max: 40.37
Current: 9.34
During the past 8 years, PensionBee Group's highest Current Ratio was 40.37. The lowest was 3.92. And the median was 9.11.
FRA:6HD's Current Ratio is ranked better than 76.23% of 690
companies
in the Capital Markets industry
Industry Median: 2.35
vs FRA:6HD: 9.34
PensionBee Group (FRA:6HD) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PensionBee Group Current Ratio Related Terms
PensionBee Group Current Ratio Historical Data
* Premium members only.
The historical data trend for PensionBee Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, PensionBee Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Current Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group (FRA:6HD) has a Current Ratio of 9.34 as of Dec. 2025. This is near median its historical median of 9.11. Over the past decade, PensionBee Group's Current Ratio has ranged from 3.92 to 40.37. According to the industry distribution chart, PensionBee Group ranks #164 out of 690 companies in the Capital Markets industry, placing it in the top 23.8%.
Is PensionBee Group's Current Ratio too high?
PensionBee Group's current Current Ratio of 9.34 is near median its 10-year median of 9.11. Over the past 10 years, this metric has ranged from a low of 3.92 to a high of 40.37. The Capital Markets industry median Current Ratio is 2.35. PensionBee Group's value of 9.34 is 297.4% above this industry median. Based on the distribution chart, PensionBee Group ranks #164 out of 690 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Current Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #164 out of 690 companies for Current Ratio. This places PensionBee Group in the top 24% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.35. PensionBee Group's value of 9.34 is 297.4% above this benchmark. Historically, PensionBee Group's own Current Ratio has ranged from 3.92 to 40.37 over the past decade. While the company's 10-year median is 9.11 vs. the industry median of 2.35, PensionBee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Capital Markets company?
The median Current Ratio among Capital Markets companies is 2.35, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Current Ratio of 9.34 is 297.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Current Ratio is 2.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Current Ratio is 9.34, which is near median its own 10-year median of 9.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Current Ratio of 9.34. The stock's GF Value™ is €2.40, compared to a current price of €1.43 — trading 40.4% below its estimated fair value. The current Current Ratio is 9.34, which is near median its 10-year median of 9.11 and 297.4% above the Capital Markets industry median of 2.35. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Current Ratio is 9.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (FRA:6HD) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of €1.43 is trading 40.4% below its estimated GF Value™ of €2.40.
Key valuation signals for FRA:6HD:
Current Ratio: 9.34 (near median its 10-year median of 9.11)
GF Value™: €2.40 vs. price of €1.43 (40.4% below fair value)
Industry Position: 297.4% above the Capital Markets median (#164 of 690)
No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score
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