PensionBee GroupFRA:6HD -2.07%79 Quick Ratio is 9.34 as of Dec. 2025, which is 3% above its 10-year median of 9.11. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.40. Among 690 Capital Markets companies, PensionBee Group ranks better than 77.1% on this metric.
PensionBee Group has a quick ratio of 9.34. It generally indicates good short-term financial strength.
The historical rank and industry rank for PensionBee Group's Quick Ratio or its related term are showing as below:
FRA:6HD'
s Quick Ratio Range Over the Past 10 Years
Min: 3.92 Med: 9.11 Max: 40.37
Current: 9.34
During the past 8 years, PensionBee Group's highest Quick Ratio was 40.37. The lowest was 3.92. And the median was 9.11.
FRA:6HD's Quick Ratio is ranked better than 77.1% of 690
companies
in the Capital Markets industry
Industry Median: 2.1
vs FRA:6HD: 9.34
PensionBee Group (FRA:6HD) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
PensionBee Group Quick Ratio Related Terms
PensionBee Group Quick Ratio Historical Data
* Premium members only.
The historical data trend for PensionBee Group's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, PensionBee Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Quick Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Quick Ratio distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
PensionBee Group's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group (FRA:6HD) has a Quick Ratio of 9.34 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PensionBee Group and its competitors. This is near median its historical median of 9.11. Over the past decade, PensionBee Group's Quick Ratio has ranged from 3.92 to 40.37. According to the industry distribution chart, PensionBee Group ranks #158 out of 690 companies in the Capital Markets industry, placing it in the top 22.9%.
Is PensionBee Group's Quick Ratio too high?
PensionBee Group's current Quick Ratio of 9.34 is near median its 10-year median of 9.11. Over the past 10 years, this metric has ranged from a low of 3.92 to a high of 40.37. The Capital Markets industry median Quick Ratio is 2.10. PensionBee Group's value of 9.34 is 344.8% above this industry median. Based on the distribution chart, PensionBee Group ranks #158 out of 690 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Quick Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #158 out of 690 companies for Quick Ratio. This places PensionBee Group in the top 23% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 2.10. PensionBee Group's value of 9.34 is 344.8% above this benchmark. Historically, PensionBee Group's own Quick Ratio has ranged from 3.92 to 40.37 over the past decade. While the company's 10-year median is 9.11 vs. the industry median of 2.10, PensionBee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.10, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Quick Ratio of 9.34 is 344.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Quick Ratio is 9.34, which is near median its own 10-year median of 9.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Quick Ratio of 9.34. The stock's GF Value™ is €2.40, compared to a current price of €1.42 — trading 40.8% below its estimated fair value. The current Quick Ratio is 9.34, which is near median its 10-year median of 9.11 and 344.8% above the Capital Markets industry median of 2.10. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Quick Ratio is 9.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (FRA:6HD) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of €1.42 is trading 40.8% below its estimated GF Value™ of €2.40.
Key valuation signals for FRA:6HD:
Quick Ratio: 9.34 (near median its 10-year median of 9.11)
GF Value™: €2.40 vs. price of €1.42 (40.8% below fair value)
Industry Position: 344.8% above the Capital Markets median (#158 of 690)
No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score
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