PensionBee Group (FRA:6HD) Net Margin %: 9.32% (As of Dec. 2025)


FRA:6HD PensionBee Group PLC FRA:6HD
79 GF Score
Price €1.45
GF Value €2.46
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What is PensionBee Group Net Margin %?

PensionBee Group FRA:6HD +2.11% 79 Net Margin % is 9.32% as of Dec. 2025. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.46. Among 774 Capital Markets companies, PensionBee Group ranks worse than 77% on this metric.

Net margin is calculated as Net Income divided by its Revenue. PensionBee Group's Net Income for the six months ended in Dec. 2025 was €2.53 Mil. PensionBee Group's Revenue for the six months ended in Dec. 2025 was €27.16 Mil. Therefore, PensionBee Group's net margin for the quarter that ended in Dec. 2025 was 9.32%.

The historical rank and industry rank for PensionBee Group's Net Margin % or its related term are showing as below:

FRA:6HD' s Net Margin % Range Over the Past 10 Years
Min: -219.1   Med: -158.06   Max: -6.69
Current: -6.69


FRA:6HD's Net Margin % is ranked worse than
77% of 774 companies
in the Capital Markets industry
Industry Median: 14.305 vs FRA:6HD: -6.69

PensionBee Group  (FRA:6HD) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


PensionBee Group Net Margin % Related Terms


PensionBee Group Net Margin % Historical Data

* Premium members only.

The historical data trend for PensionBee Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group Net Margin % Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial -193.13 -125.39 -44.38 -9.44 -6.69

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.55 -23.92 3.02 -26.85 9.32

FRA:6HD vs MS, GS, SCHW: Net Margin % Comparison

For the Capital Markets subindustry, PensionBee Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group Net Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where PensionBee Group's Net Margin % falls into.


FRA:6HD
79GF Score
PensionBee Group PLC FRA:6HD
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PensionBee Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

PensionBee Group's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3.258/48.713
=-6.69 %

PensionBee Group's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.53/27.157
=9.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 9.32% mean?
PensionBee Group (FRA:6HD) has a Net Margin % of 9.32% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on PensionBee Group and its competitors. According to the industry distribution chart, PensionBee Group ranks #596 out of 774 companies in the Capital Markets industry, placing it in the top 77%.
Is PensionBee Group's Net Margin % too high?
PensionBee Group's current Net Margin % is 9.32%. The Capital Markets industry median Net Margin % is 14.31. PensionBee Group's value of 9.32% is 34.8% below this industry median. Based on the distribution chart, PensionBee Group ranks #596 out of 774 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Net Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #596 out of 774 companies for Net Margin %. This places PensionBee Group in the lower half of its industry. The industry median Net Margin % is 14.31. PensionBee Group's value of 9.32% is 34.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Capital Markets company?
The median Net Margin % among Capital Markets companies is 14.31, based on 774 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Net Margin % of 9.32% is 34.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Net Margin % is 14.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Net Margin % is 9.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Net Margin % of 9.32%. The stock's GF Value™ is €2.46, compared to a current price of €1.45 — trading 41.1% below its estimated fair value. The current Net Margin % is 9.32% and 34.8% below the Capital Markets industry median of 14.31. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Net Margin % is 9.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (FRA:6HD) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of €1.45 is trading 41.1% below its estimated GF Value™ of €2.46.

Key valuation signals for FRA:6HD:

  • Net Margin %: 9.32%
  • GF Value™: €2.46 vs. price of €1.45 (41.1% below fair value)
  • GF Score™: 79/100
  • Industry Position: 34.8% below the Capital Markets median (#596 of 774)

No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEEl:UKPBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score

Get the complete analysis for FRA:6HD

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.45
Price
€2.46
GF Value