PensionBee Group (FRA:6HD) Days Payable: 18.72 (As of Dec. 2025) — 37% Above Median


FRA:6HD PensionBee Group PLC FRA:6HD
79 GF Score
Price €1.47
GF Value €2.45
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What is PensionBee Group Days Payable?

PensionBee Group FRA:6HD +0.68% 79 Days Payable is 18.72 as of Dec. 2025, which is 37% above its 10-year median of 13.70. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.45. Among 541 Capital Markets companies, PensionBee Group ranks worse than 80.59% on this metric.

PensionBee Group's average Accounts Payable for the six months ended in Dec. 2025 was €0.73 Mil. PensionBee Group's Cost of Goods Sold for the six months ended in Dec. 2025 was €7.14 Mil. Hence, PensionBee Group's Days Payable for the six months ended in Dec. 2025 was 18.72.

The historical rank and industry rank for PensionBee Group's Days Payable or its related term are showing as below:

FRA:6HD' s Days Payable Range Over the Past 10 Years
Min: 6.24   Med: 13.7   Max: 43.02
Current: 12.52

During the past 8 years, PensionBee Group's highest Days Payable was 43.02. The lowest was 6.24. And the median was 13.70.

FRA:6HD's Days Payable is ranked worse than
80.59% of 541 companies
in the Capital Markets industry
Industry Median: 92.89 vs FRA:6HD: 12.52

PensionBee Group's Days Payable increased from Dec. 2024 (9.79) to Dec. 2025 (18.72). It may suggest that PensionBee Group delayed paying its suppliers.


PensionBee Group Days Payable Historical Data

* Premium members only.

The historical data trend for PensionBee Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group Days Payable Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 29.99 10.82 6.75 6.07 7.29

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.26 11.71 9.79 12.39 18.72

FRA:6HD vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, PensionBee Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's Days Payable distribution charts can be found below:

* The bar in red indicates where PensionBee Group's Days Payable falls into.


FRA:6HD
79GF Score
PensionBee Group PLC FRA:6HD
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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PensionBee Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

PensionBee Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.134 + 0.473) / 2 ) / 15.2*365
=0.3035 / 15.2*365
=7.29

PensionBee Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.992 + 0.473) / 2 ) / 7.141*365 / 2
=0.7325 / 7.141*365 / 2
=18.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 18.72 mean?
PensionBee Group (FRA:6HD) has a Days Payable of 18.72 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PensionBee Group and its competitors. This is 37% above median its historical median of 13.70. Over the past decade, PensionBee Group's Days Payable has ranged from 6.24 to 43.02. According to the industry distribution chart, PensionBee Group ranks #436 out of 541 companies in the Capital Markets industry, placing it in the top 80.6%.
Is PensionBee Group's Days Payable too high?
PensionBee Group's current Days Payable of 18.72 is 37% above median its 10-year median of 13.70. Over the past 10 years, this metric has ranged from a low of 6.24 to a high of 43.02. The Capital Markets industry median Days Payable is 92.89. PensionBee Group's value of 18.72 is 79.8% below this industry median. Based on the distribution chart, PensionBee Group ranks #436 out of 541 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #436 out of 541 companies for Days Payable. This places PensionBee Group in the lower half of its industry. The industry median Days Payable is 92.89. PensionBee Group's value of 18.72 is 79.8% below this benchmark. Historically, PensionBee Group's own Days Payable has ranged from 6.24 to 43.02 over the past decade. While the company's 10-year median is 13.70 vs. the industry median of 92.89, PensionBee Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.89, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Days Payable of 18.72 is 79.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Days Payable is 92.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Days Payable is 18.72, which is 37% above median its own 10-year median of 13.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Days Payable of 18.72. The stock's GF Value™ is €2.45, compared to a current price of €1.47 — trading 40% below its estimated fair value. The current Days Payable is 18.72, which is 37% above median its 10-year median of 13.70 and 79.8% below the Capital Markets industry median of 92.89. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Days Payable is 18.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (FRA:6HD) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of €1.47 is trading 40% below its estimated GF Value™ of €2.45.

Key valuation signals for FRA:6HD:

  • Days Payable: 18.72 (37% above median its 10-year median of 13.70)
  • GF Value™: €2.45 vs. price of €1.47 (40% below fair value)
  • GF Score™: 79/100
  • Industry Position: 79.8% below the Capital Markets median (#436 of 541)

No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEEl:UKPBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score

Get the complete analysis for FRA:6HD

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.47
Price
€2.45
GF Value