Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PensionBee Group's Enterprise Value is €316.45 Mil.
PensionBee Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €-3.34 Mil. Therefore, PensionBee Group's EV-to-EBIT ratio for today is -94.86.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, PensionBee Group's Enterprise Value is €316.45 Mil.
PensionBee Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €-2.92 Mil. Therefore, PensionBee Group's EV-to-EBITDA ratio for today is -108.26.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PensionBee Group's Enterprise Value is €316.45 Mil.
PensionBee Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €49.34 Mil. Therefore, PensionBee Group's EV-to-Revenue ratio for today is 6.41.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PensionBee Group's Enterprise Value is €316.45 Mil.
PensionBee Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-2.45 Mil. Therefore, PensionBee Group's EV-to-FCF ratio for today is -128.95.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
PensionBee Group (FRA:6HD) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
PensionBee Group's current Enterprise Value is €316.45 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €-3.34 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
PensionBee Group's current Enterprise Value is €316.45 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €-2.92 Mil.
PensionBee Group's current Enterprise Value is €316.45 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €49.34 Mil.
PensionBee Group's current Enterprise Value is €316.45 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €-1.82 Mil.
PensionBee Group's current Enterprise Value is €316.45 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-2.45 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group Enterprise Value Related Terms
PensionBee Group Enterprise Value Historical Data
* Premium members only.
The historical data trend for PensionBee Group's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:6HD vs MS, GS, SCHW: Enterprise Value Comparison
For the Capital Markets subindustry, PensionBee Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Enterprise Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Enterprise Value distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
PensionBee Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group (FRA:6HD) has a Enterprise Value of €316.45 Mil as of Jun. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PensionBee Group and its competitors.
Is PensionBee Group's Enterprise Value too high?
PensionBee Group's current Enterprise Value is €316.45 Mil. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Enterprise Value compare to MS and GS?
PensionBee Group's Enterprise Value of €316.45 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Capital Markets company?
A good Enterprise Value depends on the Capital Markets industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PensionBee Group and its competitors. PensionBee Group's current Enterprise Value is €316.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Enterprise Value of €316.45 Mil. The stock's GF Value™ is €2.40, compared to a current price of €1.43 — trading 40.4% below its estimated fair value. The current Enterprise Value is €316.45 Mil. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Enterprise Value is €316.45 Mil as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (FRA:6HD) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of €1.43 is trading 40.4% below its estimated GF Value™ of €2.40.
Key valuation signals for FRA:6HD:
Enterprise Value: €316.45 Mil
GF Value™: €2.40 vs. price of €1.43 (40.4% below fair value)
No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score
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