PensionBee GroupFRA:6HD -2.07%79 Interest Coverage is 298.29 as of Dec. 2025, which is 97% below its 10-year median of 10,000.00. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.40. Among 430 Capital Markets companies, PensionBee Group ranks worse than 232557.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PensionBee Group's
Operating Income
for the
six
months ended in Dec. 2025 was €2.09 Mil. PensionBee Group's Interest Expense for the
six
months ended in Dec. 2025 was €-0.01 Mil.
PensionBee Group's interest coverage for the quarter that ended in Dec. 2025 was 298.29.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PensionBee Group's Interest Coverage or its related term are showing as below:
FRA:6HD's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.375 * Ranked among companies with meaningful Interest Coverage only.
PensionBee Group (FRA:6HD) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PensionBee Group Interest Coverage Related Terms
PensionBee Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for PensionBee Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:6HD vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, PensionBee Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group (FRA:6HD) has a Interest Coverage of 298.29 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PensionBee Group and its competitors. This is 97% below median its historical median of 10,000.00. According to the industry distribution chart, PensionBee Group ranks #999999 out of 430 companies in the Capital Markets industry.
Is PensionBee Group's Interest Coverage too high?
PensionBee Group's current Interest Coverage of 298.29 is 97% below median its 10-year median of 10,000.00. The Capital Markets industry median Interest Coverage is 19.38. PensionBee Group's value of 298.29 is 1439.6% above this industry median. Based on the distribution chart, PensionBee Group ranks #999999 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #999999 out of 430 companies for Interest Coverage. This places PensionBee Group in the lower half of its industry. The industry median Interest Coverage is 19.38. PensionBee Group's value of 298.29 is 1439.6% above this benchmark. While the company's 10-year median is 10,000.00 vs. the industry median of 19.38, PensionBee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Interest Coverage of 298.29 is 1439.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Interest Coverage is 298.29, which is 97% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Interest Coverage of 298.29. The stock's GF Value™ is €2.40, compared to a current price of €1.42 — trading 40.8% below its estimated fair value. The current Interest Coverage is 298.29, which is 97% below median its 10-year median of 10,000.00 and 1439.6% above the Capital Markets industry median of 19.38. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Interest Coverage is 298.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (FRA:6HD) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of €1.42 is trading 40.8% below its estimated GF Value™ of €2.40.
Key valuation signals for FRA:6HD:
Interest Coverage: 298.29 (97% below median its 10-year median of 10,000.00)
GF Value™: €2.40 vs. price of €1.42 (40.8% below fair value)
Industry Position: 1439.6% above the Capital Markets median (#999999 of 430)
No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score
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