PensionBee Group (FRA:6HD) Scaled Net Operating Assets: 0.09 (As of Dec. 2025)


FRA:6HD PensionBee Group PLC FRA:6HD
79 GF Score
Price €1.46
GF Value €2.37
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What is PensionBee Group Scaled Net Operating Assets?

PensionBee Group FRA:6HD +2.10% 79 Scaled Net Operating Assets is 0.09 as of Dec. 2025. GuruFocus rates FRA:6HD with a GF Score™ of 79/100 and a GF Value™ of €2.37.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PensionBee Group's operating assets for the quarter that ended in Dec. 2025 was €8.72 Mil. PensionBee Group's operating liabilities for the quarter that ended in Dec. 2025 was €4.66 Mil. PensionBee Group's Total Assets for the quarter that ended in Jun. 2025 was €46.66 Mil. Therefore, PensionBee Group's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.09.


PensionBee Group Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for PensionBee Group's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group Scaled Net Operating Assets Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial 0.11 0.06 0.13 -0.02 0.08

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.14 -0.02 -0.04 0.09

FRA:6HD vs MS, GS, SCHW: Scaled Net Operating Assets Comparison

For the Capital Markets subindustry, PensionBee Group's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group Scaled Net Operating Assets vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where PensionBee Group's Scaled Net Operating Assets falls into.


FRA:6HD
79GF Score
PensionBee Group PLC FRA:6HD
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PensionBee Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PensionBee Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8.724-4.661)/49.829
=0.08

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=46.02 - 37.296
=8.724

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4.804 - 0 - 0.143
=4.661

PensionBee Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(8.724-4.661)/46.663
=0.09

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=46.02 - 37.296
=8.724

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4.804 - 0 - 0.143
=4.661

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
PensionBee Group (FRA:6HD) has a Scaled Net Operating Assets of 0.09 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PensionBee Group and its competitors.
Is PensionBee Group's Scaled Net Operating Assets too high?
PensionBee Group's current Scaled Net Operating Assets is 0.09. Overall, PensionBee Group has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Scaled Net Operating Assets compare to MS and GS?
PensionBee Group's Scaled Net Operating Assets of 0.09 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Capital Markets company?
A good Scaled Net Operating Assets depends on the Capital Markets industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PensionBee Group and its competitors. PensionBee Group's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
PensionBee Group (FRA:6HD) has a current Scaled Net Operating Assets of 0.09. The stock's GF Value™ is €2.37, compared to a current price of €1.46 — trading 38.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.09. PensionBee Group's overall GF Score™ is 79/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PensionBee Group (FRA:6HD), the current Scaled Net Operating Assets is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (FRA:6HD) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of €1.46 is trading 38.4% below its estimated GF Value™ of €2.37.

Key valuation signals for FRA:6HD:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: €2.37 vs. price of €1.46 (38.4% below fair value)
  • GF Score™: 79/100

No single metric tells the full story. See the FRA:6HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEEl:UKPBEE:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
79GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.46
Price
€2.37
GF Value