PBT HoldingsJSE:PBT +1.18%83 Current Ratio is 2.02 as of Sep. 2025, which is 15% below its 10-year median of 2.39. GuruFocus rates JSE:PBT with a GF Score™ of 83/100 and a GF Value™ of R6.96 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,866 Software companies, PBT Holdings ranks better than 55.72% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PBT Holdings's current ratio for the quarter that ended in Sep. 2025 was 2.02.
PBT Holdings has a current ratio of 2.02. It generally indicates good short-term financial strength.
The historical rank and industry rank for PBT Holdings's Current Ratio or its related term are showing as below:
JSE:PBT'
s Current Ratio Range Over the Past 10 Years
Min: 1.05 Med: 2.39 Max: 5.2
Current: 2.02
During the past 13 years, PBT Holdings's highest Current Ratio was 5.20. The lowest was 1.05. And the median was 2.39.
JSE:PBT's Current Ratio is ranked better than 55.72% of 2866
companies
in the Software industry
Industry Median: 1.815
vs JSE:PBT: 2.02
PBT Holdings (JSE:PBT) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PBT Holdings Current Ratio Related Terms
PBT Holdings Current Ratio Historical Data
* Premium members only.
The historical data trend for PBT Holdings's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:PBT vs IBM, ACN, FISV: Current Ratio Comparison
For the Information Technology Services subindustry, PBT Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBT Holdings Current Ratio vs Software Industry
For the Software industry and Technology sector, PBT Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where PBT Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBT Holdings (JSE:PBT) has a Current Ratio of 2.02 as of Sep. 2025. This is 15% below median its historical median of 2.39. Over the past decade, PBT Holdings' Current Ratio has ranged from 1.05 to 5.20. According to the industry distribution chart, PBT Holdings ranks #1269 out of 2866 companies in the Software industry, placing it in the top 44.3%.
Is PBT Holdings' Current Ratio too high?
PBT Holdings' current Current Ratio of 2.02 is 15% below median its 10-year median of 2.39. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 5.20. The Software industry median Current Ratio is 1.82. PBT Holdings' value of 2.02 is 11.3% above this industry median. Based on the distribution chart, PBT Holdings ranks #1269 out of 2866 companies in the Software industry, which is above the industry midpoint. Overall, PBT Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PBT Holdings' Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, PBT Holdings ranks #1269 out of 2866 companies for Current Ratio. This puts PBT Holdings in the upper half of its industry. The industry median Current Ratio is 1.82. PBT Holdings' value of 2.02 is 11.3% above this benchmark. Historically, PBT Holdings' own Current Ratio has ranged from 1.05 to 5.20 over the past decade. While the company's 10-year median is 2.39 vs. the industry median of 1.82, PBT Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PBT Holdings's current Current Ratio of 2.02 is 11.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBT Holdings's current Current Ratio is 2.02, which is 15% below median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBT Holdings stock overvalued right now?
Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R6.96, compared to a current price of R6.88 — trading 1.1% below its estimated fair value. The current Current Ratio is 2.02, which is 15% below median its 10-year median of 2.39 and 11.3% above the Software industry median of 1.82. PBT Holdings' overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current Current Ratio is 2.02 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBT Holdings (JSE:PBT) Overvalued in 2026?
Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued.
The current stock price of R6.88 is trading 1.1% below its estimated GF Value™ of R6.96.
GuruFocus considers PBT Holdings to be Fairly Valued.
Key valuation signals for JSE:PBT:
Current Ratio: 2.02 (15% below median its 10-year median of 2.39)
GF Value™: R6.96 vs. price of R6.88 (1.1% below fair value)
Industry Position: 11.3% above the Software median (#1269 of 2866)
No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.
83GF Score
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