PBT HoldingsJSE:PBT 74 ROA % is 18.37% as of Sep. 2025, which is 52% above its 10-year median of 12.11. GuruFocus rates JSE:PBT with a GF Score™ of 74/100 and a GF Value™ of R6.96 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,881 Software companies, PBT Holdings ranks better than 94.79% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. PBT Holdings's annualizedNet Income for the quarter that ended in Sep. 2025 was R69 Mil.
PBT Holdings's average Total Assets over the quarter that ended in Sep. 2025 was R376 Mil. Therefore, PBT Holdings's annualized ROA % for the quarter that ended in Sep. 2025 was 18.37%.
The historical rank and industry rank for PBT Holdings's ROA % or its related term are showing as below:
JSE:PBT'
s ROA % Range Over the Past 10 Years
Min: -36.34 Med: 12.11 Max: 18.98
Current: 18.98
During the past 13 years, PBT Holdings's highest ROA % was 18.98%. The lowest was -36.34%. And the median was 12.11%.
JSE:PBT's ROA % is ranked better than 94.79% of 2881
companies
in the Software industry
Industry Median: 1.65
vs JSE:PBT: 18.98
PBT Holdings (JSE:PBT) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
PBT Holdings ROA % Related Terms
PBT Holdings ROA % Historical Data
* Premium members only.
The historical data trend for PBT Holdings's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, PBT Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBT Holdings ROA % vs Software Industry
For the Software industry and Technology sector, PBT Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where PBT Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
PBT Holdings (JSE:PBT) has a ROA % of 18.37% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PBT Holdings and its competitors. This is 52% above median its historical median of 12.11. According to the industry distribution chart, PBT Holdings ranks #150 out of 2881 companies in the Software industry, placing it in the top 5.2%.
Is PBT Holdings' ROA % too high?
PBT Holdings' current ROA % of 18.37% is 52% above median its 10-year median of 12.11. The Software industry median ROA % is 1.65. PBT Holdings' value of 18.37% is 1013.3% above this industry median. Based on the distribution chart, PBT Holdings ranks #150 out of 2881 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PBT Holdings has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PBT Holdings' ROA % compare to IBM and ACN?
According to the Software industry distribution chart, PBT Holdings ranks #150 out of 2881 companies for ROA %. This places PBT Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median ROA % is 1.65. PBT Holdings' value of 18.37% is 1013.3% above this benchmark. While the company's 10-year median is 12.11 vs. the industry median of 1.65, PBT Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,881 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PBT Holdings's current ROA % of 18.37% is 1013.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PBT Holdings and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBT Holdings's current ROA % is 18.37%, which is 52% above median its own 10-year median of 12.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBT Holdings stock overvalued right now?
Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R6.96, compared to a current price of R6.71 — trading 3.6% below its estimated fair value. The current ROA % is 18.37%, which is 52% above median its 10-year median of 12.11 and 1013.3% above the Software industry median of 1.65. PBT Holdings' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current ROA % is 18.37% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBT Holdings (JSE:PBT) Overvalued in 2026?
Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued.
The current stock price of R6.71 is trading 3.6% below its estimated GF Value™ of R6.96.
GuruFocus considers PBT Holdings to be Fairly Valued.
Key valuation signals for JSE:PBT:
ROA %: 18.37% (52% above median its 10-year median of 12.11)
GF Value™: R6.96 vs. price of R6.71 (3.6% below fair value)
Industry Position: 1013.3% above the Software median (#150 of 2881)
No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.
74GF Score
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