PBT HoldingsJSE:PBT 74 Net Margin % is 6.09% as of Sep. 2025, which is 4% above its 10-year median of 5.88. GuruFocus rates JSE:PBT with a GF Score™ of 74/100 and a GF Value™ of R6.96 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,827 Software companies, PBT Holdings ranks better than 63.81% on this metric.
Net margin is calculated as Net Income divided by its Revenue. PBT Holdings's Net Income for the
six
months ended in Sep. 2025 was R35 Mil. PBT Holdings's Revenue for the
six
months ended in Sep. 2025 was R568 Mil. Therefore, PBT Holdings's net margin for the quarter that ended in Sep. 2025 was 6.09%.
The historical rank and industry rank for PBT Holdings's Net Margin % or its related term are showing as below:
JSE:PBT'
s Net Margin % Range Over the Past 10 Years
Min: -33.83 Med: 5.88 Max: 215.9
Current: 6.36
JSE:PBT's Net Margin % is ranked better than 63.81% of 2827
companies
in the Software industry
Industry Median: 2.54
vs JSE:PBT: 6.36
PBT Holdings (JSE:PBT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PBT Holdings Net Margin % Related Terms
PBT Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for PBT Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:PBT vs IBM, ACN, FISV: Net Margin % Comparison
For the Information Technology Services subindustry, PBT Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBT Holdings Net Margin % vs Software Industry
For the Software industry and Technology sector, PBT Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where PBT Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBT Holdings (JSE:PBT) has a Net Margin % of 6.09% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on PBT Holdings and its competitors. This is near median its historical median of 5.88. According to the industry distribution chart, PBT Holdings ranks #1023 out of 2827 companies in the Software industry, placing it in the top 36.2%.
Is PBT Holdings' Net Margin % too high?
PBT Holdings' current Net Margin % of 6.09% is near median its 10-year median of 5.88. The Software industry median Net Margin % is 2.54. PBT Holdings' value of 6.09% is 139.8% above this industry median. Based on the distribution chart, PBT Holdings ranks #1023 out of 2827 companies in the Software industry, which is above the industry midpoint. Overall, PBT Holdings has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PBT Holdings' Net Margin % compare to IBM and ACN?
According to the Software industry distribution chart, PBT Holdings ranks #1023 out of 2827 companies for Net Margin %. This puts PBT Holdings in the upper half of its industry. The industry median Net Margin % is 2.54. PBT Holdings' value of 6.09% is 139.8% above this benchmark. While the company's 10-year median is 5.88 vs. the industry median of 2.54, PBT Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PBT Holdings's current Net Margin % of 6.09% is 139.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PBT Holdings and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBT Holdings's current Net Margin % is 6.09%, which is near median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBT Holdings stock overvalued right now?
Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R6.96, compared to a current price of R6.71 — trading 3.6% below its estimated fair value. The current Net Margin % is 6.09%, which is near median its 10-year median of 5.88 and 139.8% above the Software industry median of 2.54. PBT Holdings' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current Net Margin % is 6.09% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBT Holdings (JSE:PBT) Overvalued in 2026?
Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued.
The current stock price of R6.71 is trading 3.6% below its estimated GF Value™ of R6.96.
GuruFocus considers PBT Holdings to be Fairly Valued.
Key valuation signals for JSE:PBT:
Net Margin %: 6.09% (near median its 10-year median of 5.88)
GF Value™: R6.96 vs. price of R6.71 (3.6% below fair value)
Industry Position: 139.8% above the Software median (#1023 of 2827)
No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.
74GF Score
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