PBT HoldingsJSE:PBT 74 FCF Margin % is 4.50% as of Sep. 2025, which is 52% below its 10-year median of 9.42. GuruFocus rates JSE:PBT with a GF Score™ of 74/100 and a GF Value™ of R6.96 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,815 Software companies, PBT Holdings ranks better than 68.7% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PBT Holdings's Free Cash Flow for the
six
months ended in Sep. 2025 was R26 Mil. PBT Holdings's Revenue for the
six
months ended in Sep. 2025 was R568 Mil. Therefore, PBT Holdings's FCF Margin % for the quarter that ended in Sep. 2025 was 4.50%.
The historical rank and industry rank for PBT Holdings's FCF Margin % or its related term are showing as below:
JSE:PBT'
s FCF Margin % Range Over the Past 10 Years
Min: 2.52 Med: 9.42 Max: 21.86
Current: 9.42
During the past 13 years, the highest FCF Margin % of PBT Holdings was 21.86%. The lowest was 2.52%. And the median was 9.42%.
JSE:PBT's FCF Margin % is ranked better than 68.7% of 2815
companies
in the Software industry
Industry Median: 2.41
vs JSE:PBT: 9.42
PBT Holdings FCF Margin % Related Terms
PBT Holdings FCF Margin % Historical Data
* Premium members only.
The historical data trend for PBT Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:PBT vs IBM, ACN, FISV: FCF Margin % Comparison
For the Information Technology Services subindustry, PBT Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBT Holdings FCF Margin % vs Software Industry
For the Software industry and Technology sector, PBT Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PBT Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBT Holdings (JSE:PBT) has a FCF Margin % of 4.50% as of Sep. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PBT Holdings and its competitors. This is 52% below median its historical median of 9.42. Over the past decade, PBT Holdings' FCF Margin % has ranged from 2.52 to 21.86. According to the industry distribution chart, PBT Holdings ranks #881 out of 2815 companies in the Software industry, placing it in the top 31.3%.
Is PBT Holdings' FCF Margin % too high?
PBT Holdings' current FCF Margin % of 4.50% is 52% below median its 10-year median of 9.42. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 21.86. The Software industry median FCF Margin % is 2.41. PBT Holdings' value of 4.50% is 86.7% above this industry median. Based on the distribution chart, PBT Holdings ranks #881 out of 2815 companies in the Software industry, which is above the industry midpoint. Overall, PBT Holdings has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PBT Holdings' FCF Margin % compare to IBM and ACN?
According to the Software industry distribution chart, PBT Holdings ranks #881 out of 2815 companies for FCF Margin %. This puts PBT Holdings in the upper half of its industry. The industry median FCF Margin % is 2.41. PBT Holdings' value of 4.50% is 86.7% above this benchmark. Historically, PBT Holdings' own FCF Margin % has ranged from 2.52 to 21.86 over the past decade. While the company's 10-year median is 9.42 vs. the industry median of 2.41, PBT Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PBT Holdings's current FCF Margin % of 4.50% is 86.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PBT Holdings and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBT Holdings's current FCF Margin % is 4.50%, which is 52% below median its own 10-year median of 9.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBT Holdings stock overvalued right now?
Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R6.96, compared to a current price of R6.71 — trading 3.6% below its estimated fair value. The current FCF Margin % is 4.50%, which is 52% below median its 10-year median of 9.42 and 86.7% above the Software industry median of 2.41. PBT Holdings' overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current FCF Margin % is 4.50% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBT Holdings (JSE:PBT) Overvalued in 2026?
Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued.
The current stock price of R6.71 is trading 3.6% below its estimated GF Value™ of R6.96.
GuruFocus considers PBT Holdings to be Fairly Valued.
Key valuation signals for JSE:PBT:
FCF Margin %: 4.50% (52% below median its 10-year median of 9.42)
GF Value™: R6.96 vs. price of R6.71 (3.6% below fair value)
Industry Position: 86.7% above the Software median (#881 of 2815)
No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.
74GF Score
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