PBT Holdings (JSE:PBT) LT-Debt-to-Total-Asset: 0.13 (As of Mar. 2026)

What is PBT Holdings LT-Debt-to-Total-Asset?

PBT Holdings JSE:PBT 78 LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus rates JSE:PBT with a GF Score™ of 78/100 and a GF Value™ of R7.36 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PBT Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.13.

PBT Holdings's long-term debt to total assets ratio increased from Mar. 2025 (0.02) to Mar. 2026 (0.13). It may suggest that PBT Holdings is progressively becoming more dependent on debt to grow their business.

PBT Holdings (JSE:PBT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

PBT Holdings LT-Debt-to-Total-Asset Related Terms

PBT Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for PBT Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBT Holdings LT-Debt-to-Total-Asset Chart

PBT Holdings Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.02

0.00

0.03

0.02

0.13

PBT Holdings Semi-Annual Data
	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25	Sep25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.02	0.02	0.01	0.13

78GF Score

PBT Holdings Ltd JSE:PBT

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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PBT Holdings LT-Debt-to-Total-Asset Calculation

PBT Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	52.537	/	412.967
	=	0.13

PBT Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	52.537	/	412.967
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

PBT Holdings (JSE:PBT) has a LT-Debt-to-Total-Asset of 0.13 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PBT Holdings and its competitors.

Is PBT Holdings' LT-Debt-to-Total-Asset too high?

PBT Holdings' current LT-Debt-to-Total-Asset is 0.13. Overall, PBT Holdings has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does PBT Holdings' LT-Debt-to-Total-Asset compare to IBM and ACN?

PBT Holdings' LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PBT Holdings and its competitors. PBT Holdings's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PBT Holdings stock overvalued right now?

Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R7.36, compared to a current price of R6.88 — trading 6.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. PBT Holdings' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBT Holdings (JSE:PBT) Overvalued in 2026?

Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued. The current stock price of R6.88 is trading 6.5% below its estimated GF Value™ of R7.36. GuruFocus considers PBT Holdings to be Fairly Valued.

Key valuation signals for JSE:PBT:

LT-Debt-to-Total-Asset: 0.13
GF Value™: R7.36 vs. price of R6.88 (6.5% below fair value)
GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PBT Holdings Business Description

Industry Technology Software

Comparable Companies JSE:NTU JSE:4SI JSE:IOC IBM NSE:TCS ACN NSE:INFY TSE:6702 TSE:6701 NSE:HCLTECH FISV XMAD:AMS FIS BOM:507685 CTSH XPAR:CAP CDW BR TSE:4307 SAU:7203

Address 2 Mews Close, Waterford Mews, PBT House, Century City, Cape Town, WC, ZAF, 7441

Website https://www.pbtgroup.co.za

PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.

78GF Score

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R6.88

Price

R7.36

GF Value

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