PBT Holdings (JSE:PBT) Days Payable: 14.72 (As of Mar. 2026) — 64% Above Median


JSE:PBT PBT Holdings Ltd JSE:PBT
84 GF Score
Price R6.88
GF Value R6.96
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is PBT Holdings Days Payable?

PBT Holdings JSE:PBT +1.18% 84 Days Payable is 14.72 as of Mar. 2026, which is 64% above its 10-year median of 8.99. GuruFocus rates JSE:PBT with a GF Score™ of 84/100 and a GF Value™ of R6.96 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,598 Software companies, PBT Holdings ranks worse than 80.48% on this metric.

PBT Holdings's average Accounts Payable for the six months ended in Mar. 2026 was R37 Mil. PBT Holdings's Cost of Goods Sold for the six months ended in Mar. 2026 was R459 Mil. Hence, PBT Holdings's Days Payable for the six months ended in Mar. 2026 was 14.72.

The historical rank and industry rank for PBT Holdings's Days Payable or its related term are showing as below:

JSE:PBT' s Days Payable Range Over the Past 10 Years
Min: 2.74   Med: 8.99   Max: 92.14
Current: 20.15

During the past 13 years, PBT Holdings's highest Days Payable was 92.14. The lowest was 2.74. And the median was 8.99.

JSE:PBT's Days Payable is ranked worse than
80.48% of 2598 companies
in the Software industry
Industry Median: 53.675 vs JSE:PBT: 20.15

PBT Holdings's Days Payable declined from Mar. 2025 (16.23) to Mar. 2026 (14.72). It may suggest that PBT Holdings accelerated paying its suppliers.


PBT Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for PBT Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBT Holdings Days Payable Chart

PBT Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.56 6.19 4.12 2.74 2.69

PBT Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.95 15.74 16.23 15.48 14.72

JSE:PBT vs IBM, ACN, FISV: Days Payable Comparison

For the Information Technology Services subindustry, PBT Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PBT Holdings Days Payable vs Software Industry

For the Software industry and Technology sector, PBT Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where PBT Holdings's Days Payable falls into.


JSE:PBT
84GF Score
PBT Holdings Ltd JSE:PBT
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PBT Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

PBT Holdings's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (6.86 + 6.376) / 2 ) / 898.081*365
=6.618 / 898.081*365
=2.69

PBT Holdings's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (67.648 + 6.376) / 2 ) / 458.799*365 / 2
=37.012 / 458.799*365 / 2
=14.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 14.72 mean?
PBT Holdings (JSE:PBT) has a Days Payable of 14.72 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PBT Holdings and its competitors. This is 64% above median its historical median of 8.99. Over the past decade, PBT Holdings' Days Payable has ranged from 2.74 to 92.14. According to the industry distribution chart, PBT Holdings ranks #2091 out of 2598 companies in the Software industry, placing it in the top 80.5%.
Is PBT Holdings' Days Payable too high?
PBT Holdings' current Days Payable of 14.72 is 64% above median its 10-year median of 8.99. Over the past 10 years, this metric has ranged from a low of 2.74 to a high of 92.14. The Software industry median Days Payable is 53.68. PBT Holdings' value of 14.72 is 72.6% below this industry median. Based on the distribution chart, PBT Holdings ranks #2091 out of 2598 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PBT Holdings has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PBT Holdings' Days Payable compare to IBM and ACN?
According to the Software industry distribution chart, PBT Holdings ranks #2091 out of 2598 companies for Days Payable. This places PBT Holdings in the lower half of its industry. The industry median Days Payable is 53.68. PBT Holdings' value of 14.72 is 72.6% below this benchmark. Historically, PBT Holdings' own Days Payable has ranged from 2.74 to 92.14 over the past decade. While the company's 10-year median is 8.99 vs. the industry median of 53.68, PBT Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.68, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PBT Holdings's current Days Payable of 14.72 is 72.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PBT Holdings and its competitors. For the Software industry, the median Days Payable is 53.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBT Holdings's current Days Payable is 14.72, which is 64% above median its own 10-year median of 8.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBT Holdings stock overvalued right now?
Based on GuruFocus' analysis, PBT Holdings (JSE:PBT) is currently considered Fairly Valued. The stock's GF Value™ is R6.96, compared to a current price of R6.88 — trading 1.1% below its estimated fair value. The current Days Payable is 14.72, which is 64% above median its 10-year median of 8.99 and 72.6% below the Software industry median of 53.68. PBT Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PBT Holdings (JSE:PBT), the current Days Payable is 14.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBT Holdings (JSE:PBT) Overvalued in 2026?

Based on GuruFocus' analysis, PBT Holdings stock appears to be undervalued. The current stock price of R6.88 is trading 1.1% below its estimated GF Value™ of R6.96. GuruFocus considers PBT Holdings to be Fairly Valued.

Key valuation signals for JSE:PBT:

  • Days Payable: 14.72 (64% above median its 10-year median of 8.99)
  • GF Value™: R6.96 vs. price of R6.88 (1.1% below fair value)
  • GF Score™: 84/100 with 5 warning signs
  • Industry Position: 72.6% below the Software median (#2091 of 2598)

No single metric tells the full story. See the JSE:PBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PBT Holdings Business Description

Address 2 Mews Close, Waterford Mews, PBT House, Century City, Cape Town, WC, ZAF, 7441
PBT Holdings Ltd, formerly known as PBT Group Ltd, is a South African-based company that offers information management and data analytics services. It serves finance, insurance, telecommunications, retail, petroleum and medical healthcare industries. The services provided by the company include data engineering, analytics and visualization, artificial intelligence, managed solutions, advisory and strategic services, application development and others. Its operating segments are based on geographical locations namely South Africa, Europe and the United Kingdom. The segment includes consulting and implementation of data, management information software and healthcare administration services provided in the Republic of South Africa, Europe, the United Kingdom, and also Australia.
84GF Score

Get the complete analysis for JSE:PBT

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R6.88
Price
R6.96
GF Value