Capital Trust (NSE:CAPTRUST) Current Ratio: 75.19 (As of Mar. 2026) — 3515% Above Median


NSE:CAPTRUST Capital Trust Ltd NSE:CAPTRUST
56 GF Score
Price ₹12.89
GF Value ₹25.08
Valuation Possible Value Trap
! 5 Warning Signs
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What is Capital Trust Current Ratio?

Capital Trust NSE:CAPTRUST +4.63% 56 Current Ratio is 75.19 as of Mar. 2026, which is 3515% above its 10-year median of 2.08. GuruFocus rates NSE:CAPTRUST with a GF Score™ of 56/100 and a GF Value™ of ₹25.08 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 394 Credit Services companies, Capital Trust ranks better than 77.41% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Capital Trust's current ratio for the quarter that ended in Mar. 2026 was 75.19.

Capital Trust has a current ratio of 75.19. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Capital Trust's Current Ratio or its related term are showing as below:

NSE:CAPTRUST' s Current Ratio Range Over the Past 10 Years
Min: 1.05   Med: 2.08   Max: 75.19
Current: 75.19

During the past 13 years, Capital Trust's highest Current Ratio was 75.19. The lowest was 1.05. And the median was 2.08.

NSE:CAPTRUST's Current Ratio is ranked better than
77.41% of 394 companies
in the Credit Services industry
Industry Median: 4.985 vs NSE:CAPTRUST: 75.19

Capital Trust  (NSE:CAPTRUST) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Capital Trust Current Ratio Related Terms


Capital Trust Current Ratio Historical Data

* Premium members only.

The historical data trend for Capital Trust's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Trust Current Ratio Chart

Capital Trust Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.86 1.05 1.24 1.29 75.19

Capital Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.29 0.00 137.26 0.00 75.19

NSE:CAPTRUST vs V, MA, AXP: Current Ratio Comparison

For the Credit Services subindustry, Capital Trust's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Trust Current Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital Trust's Current Ratio distribution charts can be found below:

* The bar in red indicates where Capital Trust's Current Ratio falls into.


NSE:CAPTRUST
56GF Score
Capital Trust Ltd NSE:CAPTRUST
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Trust Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Capital Trust's Current Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Current Ratio (A: Mar. 2026 )=Total Current Assets (A: Mar. 2026 )/Total Current Liabilities (A: Mar. 2026 )
=394.208/5.243
=75.19

Capital Trust's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=394.208/5.243
=75.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 75.19 mean?
Capital Trust (NSE:CAPTRUST) has a Current Ratio of 75.19 as of Mar. 2026. This is 3515% above median its historical median of 2.08. Over the past decade, Capital Trust's Current Ratio has ranged from 1.05 to 75.19. According to the industry distribution chart, Capital Trust ranks #89 out of 394 companies in the Credit Services industry, placing it in the top 22.6%.
Is Capital Trust's Current Ratio too high?
Capital Trust's current Current Ratio of 75.19 is 3515% above median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 75.19. The Credit Services industry median Current Ratio is 4.99. Capital Trust's value of 75.19 is 1408.3% above this industry median. Based on the distribution chart, Capital Trust ranks #89 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Capital Trust has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Capital Trust's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Capital Trust ranks #89 out of 394 companies for Current Ratio. This places Capital Trust in the top 23% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.99. Capital Trust's value of 75.19 is 1408.3% above this benchmark. Historically, Capital Trust's own Current Ratio has ranged from 1.05 to 75.19 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 4.99, Capital Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Trust's current Current Ratio of 75.19 is 1408.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Trust's current Current Ratio is 75.19, which is 3515% above median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Trust stock overvalued right now?
Based on GuruFocus' analysis, Capital Trust (NSE:CAPTRUST) is currently considered Possible Value Trap. The stock's GF Value™ is ₹25.08, compared to a current price of ₹12.89 — trading 48.6% below its estimated fair value. The current Current Ratio is 75.19, which is 3515% above median its 10-year median of 2.08 and 1408.3% above the Credit Services industry median of 4.99. Capital Trust's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Capital Trust (NSE:CAPTRUST), the current Current Ratio is 75.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Trust (NSE:CAPTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Trust stock appears to be undervalued. The current stock price of ₹12.89 is trading 48.6% below its estimated GF Value™ of ₹25.08. GuruFocus considers Capital Trust to be Possible Value Trap.

Key valuation signals for NSE:CAPTRUST:

  • Current Ratio: 75.19 (3515% above median its 10-year median of 2.08)
  • GF Value™: ₹25.08 vs. price of ₹12.89 (48.6% below fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 1408.3% above the Credit Services median (#89 of 394)

No single metric tells the full story. See the NSE:CAPTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Trust Business Description

Other Exchanges 511505:India
Address Sultanpur MG Road, 205, Centrum Mall, New Delhi, IND, 110030
Capital Trust Ltd is a non-banking financial company that finances shopkeepers and traders in semi-urban and rural India. It is engaged in the business of providing loans to Small and Micro Enterprises. Its products are Capital Business Loan and Capital Gold Loan. The company has only one segment of business financing.
56GF Score

Get the complete analysis for NSE:CAPTRUST

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.89
Price
₹25.08
GF Value