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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
Capital Trust does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.
The historical rank and industry rank for Capital Trust's Owner Earnings per Share (TTM) or its related term are showing as below:
NSE:CAPTRUST'
s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.34 Med: 6.7 Max: 99.35
Current: 9.16
NSE:CAPTRUST's Price-to-Owner-Earnings is ranked better than 50.48% of 210
companies
in the Credit Services industry
Industry Median: 9.36
vs NSE:CAPTRUST: 9.16
Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.
Note: GuruFocus' Change In Working Capital is provided by FactSet. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.
Capital Trust Owner Earnings per Share (TTM) Related Terms
Capital Trust Owner Earnings per Share (TTM) Historical Data
* Premium members only.
The historical data trend for Capital Trust's Owner Earnings per Share (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Trust Owner Earnings per Share (TTM) Chart
NSE:CAPTRUST vs V, MA, AXP: Owner Earnings per Share (TTM) Comparison
For the Credit Services subindustry, Capital Trust's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Trust Price-to-Owner-Earnings vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital Trust's Price-to-Owner-Earnings distribution charts can be found below:
* The bar in red indicates where Capital Trust's Price-to-Owner-Earnings falls into.
"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."
What does a Owner Earnings per Share (TTM) of 1.98 mean?
Capital Trust (NSE:CAPTRUST) has a Owner Earnings per Share (TTM) of 1.98 as of Mar. 2026. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Capital Trust. According to the industry distribution chart, Capital Trust ranks #104 out of 210 companies in the Credit Services industry, placing it in the top 49.5%.
Is Capital Trust's Owner Earnings per Share (TTM) too high?
Capital Trust's current Owner Earnings per Share (TTM) is 1.98. The Credit Services industry median Owner Earnings per Share (TTM) is 9.36. Capital Trust's value of 1.98 is 78.8% below this industry median. Based on the distribution chart, Capital Trust ranks #104 out of 210 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital Trust has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Trust's Owner Earnings per Share (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Capital Trust ranks #104 out of 210 companies for Owner Earnings per Share (TTM). This puts Capital Trust in the upper half of its industry. The industry median Owner Earnings per Share (TTM) is 9.36. Capital Trust's value of 1.98 is 78.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Owner Earnings per Share (TTM) for a Credit Services company?
The median Owner Earnings per Share (TTM) among Credit Services companies is 9.36, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Owner Earnings per Share (TTM) significantly above this median, while those in the bottom quartile fall well below. However, Owner Earnings per Share (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Trust's current Owner Earnings per Share (TTM) of 1.98 is 78.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Owner Earnings per Share (TTM) mean?
A high Owner Earnings per Share (TTM) can signal that a stock is expensive relative to its fundamentals. Warren Buffett defined owner earnings as reported earnings plus depreciation less average maintenance capital expenditure. View historical data on Capital Trust. For the Credit Services industry, the median Owner Earnings per Share (TTM) is 9.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Trust's current Owner Earnings per Share (TTM) is 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Trust stock overvalued right now?
Based on GuruFocus' analysis, Capital Trust (NSE:CAPTRUST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹22.26, compared to a current price of ₹19.39 — trading 12.9% below its estimated fair value. The current Owner Earnings per Share (TTM) is 1.98 and 78.8% below the Credit Services industry median of 9.36. Capital Trust's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Owner Earnings per Share (TTM) calculated?
Owner Earnings per Share (TTM) is calculated from a company's financial statements. For Capital Trust (NSE:CAPTRUST), the current Owner Earnings per Share (TTM) is 1.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Trust (NSE:CAPTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Trust stock appears to be undervalued.
The current stock price of ₹19.39 is trading 12.9% below its estimated GF Value™ of ₹22.26.
GuruFocus considers Capital Trust to be Modestly Undervalued.
Key valuation signals for NSE:CAPTRUST:
Owner Earnings per Share (TTM): 1.98
GF Value™: ₹22.26 vs. price of ₹19.39 (12.9% below fair value)
Industry Position: 78.8% below the Credit Services median (#104 of 210)
No single metric tells the full story. See the NSE:CAPTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Trust Ltd is a non-banking financial company that finances shopkeepers and traders in semi-urban and rural India. It is engaged in the business of providing loans to Small and Micro Enterprises. Its products are Capital Business Loan and Capital Gold Loan. The company has only one segment of business financing.
68GF Score
Get the complete analysis for NSE:CAPTRUST
Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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