Capital Trust (NSE:CAPTRUST) LT-Debt-to-Total-Asset: 0.36 (As of Mar. 2026)

What is Capital Trust LT-Debt-to-Total-Asset?

Capital Trust NSE:CAPTRUST +2.60% 56 LT-Debt-to-Total-Asset is 0.36 as of Mar. 2026. GuruFocus rates NSE:CAPTRUST with a GF Score™ of 56/100 and a GF Value™ of ₹24.77 (Possible Value Trap). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Capital Trust's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.36.

Capital Trust's long-term debt to total assets ratio increased from Mar. 2025 (0.10) to Mar. 2026 (0.36). It may suggest that Capital Trust is progressively becoming more dependent on debt to grow their business.

Capital Trust (NSE:CAPTRUST) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Capital Trust LT-Debt-to-Total-Asset Related Terms

Capital Trust LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Capital Trust's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Trust LT-Debt-to-Total-Asset Chart

Capital Trust Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.26

0.04

0.08

0.10

0.36

Capital Trust Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.10	0.00	0.54	0.00	0.36

56GF Score

Capital Trust Ltd NSE:CAPTRUST

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Capital Trust LT-Debt-to-Total-Asset Calculation

Capital Trust's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	401.154	/	1116.263
	=	0.36

Capital Trust's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	401.154	/	1116.263
	=	0.36

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.36 mean?

Capital Trust (NSE:CAPTRUST) has a LT-Debt-to-Total-Asset of 0.36 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capital Trust and its competitors.

Is Capital Trust's LT-Debt-to-Total-Asset too high?

Capital Trust's current LT-Debt-to-Total-Asset is 0.36. Overall, Capital Trust has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Capital Trust's LT-Debt-to-Total-Asset compare to V and MA?

Capital Trust's LT-Debt-to-Total-Asset of 0.36 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capital Trust and its competitors. Capital Trust's current LT-Debt-to-Total-Asset is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Capital Trust stock overvalued right now?

Based on GuruFocus' analysis, Capital Trust (NSE:CAPTRUST) is currently considered Possible Value Trap. The stock's GF Value™ is ₹24.77, compared to a current price of ₹13.02 — trading 47.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.36. Capital Trust's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Capital Trust (NSE:CAPTRUST), the current LT-Debt-to-Total-Asset is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Trust (NSE:CAPTRUST) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Trust stock appears to be undervalued. The current stock price of ₹13.02 is trading 47.4% below its estimated GF Value™ of ₹24.77. GuruFocus considers Capital Trust to be Possible Value Trap.

Key valuation signals for NSE:CAPTRUST:

LT-Debt-to-Total-Asset: 0.36
GF Value™: ₹24.77 vs. price of ₹13.02 (47.4% below fair value)
GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the NSE:CAPTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital Trust Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:539217 BOM:540181 BOM:531137 BOM:540135 BOM:538868 BOM:511359 BOM:530265 BOM:512589 BOM:530109 BOM:507948 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 511505:India

Address Sultanpur MG Road, 205, Centrum Mall, New Delhi, IND, 110030

Website https://www.capitaltrust.in

Capital Trust Ltd is a non-banking financial company that finances shopkeepers and traders in semi-urban and rural India. It is engaged in the business of providing loans to Small and Micro Enterprises. Its products are Capital Business Loan and Capital Gold Loan. The company has only one segment of business financing.

56GF Score

Get the complete analysis for NSE:CAPTRUST

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹13.02

Price

₹24.77

GF Value

View NSE:CAPTRUST Analysis

See LT-Debt-to-Total-Asset data for all stocks →