Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Capital TrustNSE:CAPTRUST +0.19%60 3-Year EBITDA Growth Rate is 16.30% as of Mar. 2026, which is at its 10-year median of 16.30. GuruFocus rates NSE:CAPTRUST with a GF Score™ of 60/100 and a GF Value™ of ₹24.10 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 322 Credit Services companies, Capital Trust ranks better than 59.32% on this metric.
During the past 12 months, Capital Trust's average EBITDA Per Share Growth Rate was -1046.20% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 16.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Capital Trust was 143.30% per year. The lowest was -58.70% per year. And the median was 16.30% per year.
Capital Trust (NSE:CAPTRUST) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Capital Trust 3-Year EBITDA Growth Rate Related Terms
NSE:CAPTRUST vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Capital Trust's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Trust 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital Trust's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Capital Trust's 3-Year EBITDA Growth Rate falls into.
Capital Trust 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 16.30% mean?
Capital Trust (NSE:CAPTRUST) has a 3-Year EBITDA Growth Rate of 16.30% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Capital Trust and its competitors. This is near median its historical median of 16.30. According to the industry distribution chart, Capital Trust ranks #131 out of 322 companies in the Credit Services industry, placing it in the top 40.7%.
Is Capital Trust's 3-Year EBITDA Growth Rate too high?
Capital Trust's current 3-Year EBITDA Growth Rate of 16.30% is near median its 10-year median of 16.30. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.15. Capital Trust's value of 16.30% is 78.1% above this industry median. Based on the distribution chart, Capital Trust ranks #131 out of 322 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital Trust has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Trust's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Capital Trust ranks #131 out of 322 companies for 3-Year EBITDA Growth Rate. This puts Capital Trust in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.15. Capital Trust's value of 16.30% is 78.1% above this benchmark. While the company's 10-year median is 16.30 vs. the industry median of 9.15, Capital Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.15, based on 322 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Trust's current 3-Year EBITDA Growth Rate of 16.30% is 78.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Capital Trust and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Trust's current 3-Year EBITDA Growth Rate is 16.30%, which is near median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Trust stock overvalued right now?
Based on GuruFocus' analysis, Capital Trust (NSE:CAPTRUST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹24.10, compared to a current price of ₹21.41 — trading 11.2% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 16.30%, which is near median its 10-year median of 16.30 and 78.1% above the Credit Services industry median of 9.15. Capital Trust's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Capital Trust (NSE:CAPTRUST), the current 3-Year EBITDA Growth Rate is 16.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Trust (NSE:CAPTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Trust stock appears to be undervalued.
The current stock price of ₹21.41 is trading 11.2% below its estimated GF Value™ of ₹24.10.
GuruFocus considers Capital Trust to be Modestly Undervalued.
Key valuation signals for NSE:CAPTRUST:
3-Year EBITDA Growth Rate: 16.30% (near median its 10-year median of 16.30)
GF Value™: ₹24.10 vs. price of ₹21.41 (11.2% below fair value)
Industry Position: 78.1% above the Credit Services median (#131 of 322)
No single metric tells the full story. See the NSE:CAPTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Trust Ltd is a non-banking financial company that finances shopkeepers and traders in semi-urban and rural India. It is engaged in the business of providing loans to Small and Micro Enterprises. Its products are Capital Business Loan and Capital Gold Loan. The company has only one segment of business financing.
60GF Score
Get the complete analysis for NSE:CAPTRUST
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:CAPTRUST has been successfully added to your 
