Capital TrustNSE:CAPTRUST -1.55%56 Days Payable is 6.22 as of Mar. 2026, which is 80% below its 10-year median of 30.59. GuruFocus rates NSE:CAPTRUST with a GF Score™ of 56/100 and a GF Value™ of ₹25.08 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 301 Credit Services companies, Capital Trust ranks worse than 80.07% on this metric.
The historical rank and industry rank for Capital Trust's Days Payable or its related term are showing as below:
NSE:CAPTRUST'
s Days Payable Range Over the Past 10 Years
Min: 6.84 Med: 30.59 Max: 64.02
Current: 6.84
During the past 13 years, Capital Trust's highest Days Payable was 64.02. The lowest was 6.84. And the median was 30.59.
NSE:CAPTRUST's Days Payable is ranked worse than 80.07% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs NSE:CAPTRUST: 6.84
Capital Trust's Days Payable
declined
from Mar. 2025 (8.71) to Mar. 2026 (6.22).
It may suggest that Capital Trustaccelerated paying its suppliers.
Capital Trust Days Payable Related Terms
Capital Trust Days Payable Historical Data
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The historical data trend for Capital Trust's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CAPTRUST vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, Capital Trust's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Trust Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital Trust's Days Payable distribution charts can be found below:
* The bar in red indicates where Capital Trust's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Capital Trust's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Trust (NSE:CAPTRUST) has a Days Payable of 6.22 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Capital Trust and its competitors. This is 80% below median its historical median of 30.59. Over the past decade, Capital Trust's Days Payable has ranged from 6.84 to 64.02. According to the industry distribution chart, Capital Trust ranks #241 out of 301 companies in the Credit Services industry, placing it in the top 80.1%.
Is Capital Trust's Days Payable too high?
Capital Trust's current Days Payable of 6.22 is 80% below median its 10-year median of 30.59. Over the past 10 years, this metric has ranged from a low of 6.84 to a high of 64.02. The Credit Services industry median Days Payable is 33.87. Capital Trust's value of 6.22 is 81.6% below this industry median. Based on the distribution chart, Capital Trust ranks #241 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Capital Trust has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Capital Trust's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Capital Trust ranks #241 out of 301 companies for Days Payable. This places Capital Trust in the lower half of its industry. The industry median Days Payable is 33.87. Capital Trust's value of 6.22 is 81.6% below this benchmark. Historically, Capital Trust's own Days Payable has ranged from 6.84 to 64.02 over the past decade. While the company's 10-year median is 30.59 vs. the industry median of 33.87, Capital Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Trust's current Days Payable of 6.22 is 81.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Capital Trust and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Trust's current Days Payable is 6.22, which is 80% below median its own 10-year median of 30.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Trust stock overvalued right now?
Based on GuruFocus' analysis, Capital Trust (NSE:CAPTRUST) is currently considered Possible Value Trap. The stock's GF Value™ is ₹25.08, compared to a current price of ₹12.69 — trading 49.4% below its estimated fair value. The current Days Payable is 6.22, which is 80% below median its 10-year median of 30.59 and 81.6% below the Credit Services industry median of 33.87. Capital Trust's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Capital Trust (NSE:CAPTRUST), the current Days Payable is 6.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Trust (NSE:CAPTRUST) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Trust stock appears to be undervalued.
The current stock price of ₹12.69 is trading 49.4% below its estimated GF Value™ of ₹25.08.
GuruFocus considers Capital Trust to be Possible Value Trap.
Key valuation signals for NSE:CAPTRUST:
Days Payable: 6.22 (80% below median its 10-year median of 30.59)
GF Value™: ₹25.08 vs. price of ₹12.69 (49.4% below fair value)
Industry Position: 81.6% below the Credit Services median (#241 of 301)
No single metric tells the full story. See the NSE:CAPTRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Trust Ltd is a non-banking financial company that finances shopkeepers and traders in semi-urban and rural India. It is engaged in the business of providing loans to Small and Micro Enterprises. Its products are Capital Business Loan and Capital Gold Loan. The company has only one segment of business financing.
56GF Score
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