Advance Create CoTSE:8798 +3.25%42 Current Ratio is 1.17 as of Sep. 2025, which is 42% below its 10-year median of 2.02. GuruFocus rates TSE:8798 with a GF Score™ of 42/100 and a GF Value™ of 円459.35 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 66 Insurance companies, Advance Create Co ranks worse than 69.7% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Advance Create Co's current ratio for the quarter that ended in Sep. 2025 was 1.17.
Advance Create Co has a current ratio of 1.17. It generally indicates good short-term financial strength.
The historical rank and industry rank for Advance Create Co's Current Ratio or its related term are showing as below:
TSE:8798'
s Current Ratio Range Over the Past 10 Years
Min: 0.69 Med: 2.02 Max: 2.61
Current: 1.2
During the past 13 years, Advance Create Co's highest Current Ratio was 2.61. The lowest was 0.69. And the median was 2.02.
TSE:8798's Current Ratio is ranked worse than 69.7% of 66
companies
in the Insurance industry
Industry Median: 1.675
vs TSE:8798: 1.20
Advance Create Co (TSE:8798) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Advance Create Co Current Ratio Related Terms
Advance Create Co Current Ratio Historical Data
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The historical data trend for Advance Create Co's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8798 vs BRK.A, AIG, HIG: Current Ratio Comparison
For the Insurance - Diversified subindustry, Advance Create Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advance Create Co Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Advance Create Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Advance Create Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Advance Create Co (TSE:8798) has a Current Ratio of 1.17 as of Sep. 2025. This is 42% below median its historical median of 2.02. Over the past decade, Advance Create Co's Current Ratio has ranged from 0.69 to 2.61. According to the industry distribution chart, Advance Create Co ranks #46 out of 66 companies in the Insurance industry, placing it in the top 69.7%.
Is Advance Create Co's Current Ratio too high?
Advance Create Co's current Current Ratio of 1.17 is 42% below median its 10-year median of 2.02. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 2.61. The Insurance industry median Current Ratio is 1.68. Advance Create Co's value of 1.17 is 30.1% below this industry median. Based on the distribution chart, Advance Create Co ranks #46 out of 66 companies in the Insurance industry, which is below the industry midpoint. Overall, Advance Create Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's Current Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #46 out of 66 companies for Current Ratio. This places Advance Create Co in the lower half of its industry. The industry median Current Ratio is 1.68. Advance Create Co's value of 1.17 is 30.1% below this benchmark. Historically, Advance Create Co's own Current Ratio has ranged from 0.69 to 2.61 over the past decade. While the company's 10-year median is 2.02 vs. the industry median of 1.68, Advance Create Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advance Create Co's current Current Ratio of 1.17 is 30.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current Current Ratio is 1.17, which is 42% below median its own 10-year median of 2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円459.35, compared to a current price of 円127.00 — trading 72.4% below its estimated fair value. The current Current Ratio is 1.17, which is 42% below median its 10-year median of 2.02 and 30.1% below the Insurance industry median of 1.68. Advance Create Co's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current Current Ratio is 1.17 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advance Create Co (TSE:8798) Overvalued in 2026?
Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued.
The current stock price of 円127.00 is trading 72.4% below its estimated GF Value™ of 円459.35.
GuruFocus considers Advance Create Co to be Possible Value Trap.
Key valuation signals for TSE:8798:
Current Ratio: 1.17 (42% below median its 10-year median of 2.02)
GF Value™: 円459.35 vs. price of 円127.00 (72.4% below fair value)
Industry Position: 30.1% below the Insurance median (#46 of 66)
No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
42GF Score
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