Advance Create Co (TSE:8798) ROE %: Negative Equity% (As of Sep. 2025)


TSE:8798 Advance Create Co Ltd TSE:8798
42 GF Score
Price 円119.00
GF Value 円461.42
Valuation Possible Value Trap
! 7 Warning Signs
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What is Advance Create Co ROE %?

Advance Create Co TSE:8798 42 ROE % is Negative Equity% as of Sep. 2025. GuruFocus rates TSE:8798 with a GF Score™ of 42/100 and a GF Value™ of 円461.42 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 507 Insurance companies, Advance Create Co ranks worse than 197238.46% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Advance Create Co's annualized net income for the quarter that ended in Sep. 2025 was 円1,366 Mil. Advance Create Co's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was 円-3,112 Mil. Therefore, Advance Create Co's annualized ROE % for the quarter that ended in Sep. 2025 was Negative Equity%.

The historical rank and industry rank for Advance Create Co's ROE % or its related term are showing as below:

During the past 13 years, Advance Create Co's highest ROE % was 21.01%. The lowest was -101.05%. And the median was 16.76%.

TSE:8798's ROE % is not ranked *
in the Insurance industry.
Industry Median: 11.69
* Ranked among companies with meaningful ROE % only.

Advance Create Co  (TSE:8798) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=1365.792/-3112.191
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1365.792 / 8721.668)*(8721.668 / 8335.8745)*(8335.8745 / -3112.191)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.66 %*1.0463*N/A
=ROA %*Equity Multiplier
=16.39 %*N/A
=Negative Equity %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=1365.792/-3112.191
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1365.792 / 1318.184) * (1318.184 / 2166.188) * (2166.188 / 8721.668) * (8721.668 / 8335.8745) * (8335.8745 / -3112.191)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.0361 * 0.6085 * 24.84 % * 1.0463 * N/A
=Negative Equity %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Advance Create Co ROE % Related Terms


Advance Create Co ROE % Historical Data

* Premium members only.

The historical data trend for Advance Create Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advance Create Co ROE % Chart

Advance Create Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.01 18.92 -101.05 0.00 0.00

Advance Create Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 Negative Equity -28.77

TSE:8798 vs BRK.A, AIG, HIG: ROE % Comparison

For the Insurance - Diversified subindustry, Advance Create Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advance Create Co ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Advance Create Co's ROE % distribution charts can be found below:

* The bar in red indicates where Advance Create Co's ROE % falls into.


TSE:8798
42GF Score
Advance Create Co Ltd TSE:8798
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Advance Create Co ROE % Calculation

Advance Create Co's annualized ROE % for the fiscal year that ended in Sep. 2025 is calculated as

ROE %=Net Income (A: Sep. 2025 )/( (Total Stockholders Equity (A: Sep. 2024 )+Total Stockholders Equity (A: Sep. 2025 ))/ count )
=-1539.357/( (-4973.639+559.505)/ 2 )
=-1539.357/-2207.067
=N/A %

Advance Create Co's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=1365.792/( (-6783.887+559.505)/ 2 )
=1365.792/-3112.191
=Negative Equity %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of Negative Equity% mean?
Advance Create Co (TSE:8798) has a ROE % of Negative Equity% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Advance Create Co and its competitors. According to the industry distribution chart, Advance Create Co ranks #999999 out of 507 companies in the Insurance industry.
Is Advance Create Co's ROE % too high?
Advance Create Co's current ROE % is Negative Equity%. Based on the distribution chart, Advance Create Co ranks #999999 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Advance Create Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #999999 out of 507 companies for ROE %. This places Advance Create Co in the lower half of its industry. The industry median ROE % is 11.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current ROE % is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円461.42, compared to a current price of 円119.00 — trading 74.2% below its estimated fair value. The current ROE % is Negative Equity%. Advance Create Co's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current ROE % is Negative Equity% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Advance Create Co (TSE:8798) Overvalued in 2026?

Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued. The current stock price of 円119.00 is trading 74.2% below its estimated GF Value™ of 円461.42. GuruFocus considers Advance Create Co to be Possible Value Trap.

Key valuation signals for TSE:8798:

  • ROE %: Negative Equity%
  • GF Value™: 円461.42 vs. price of 円119.00 (74.2% below fair value)
  • GF Score™: 42/100 with 7 warning signs

No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Advance Create Co Business Description

Address 3-5-7 Kawaramachi, Nagoya, JPN
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
42GF Score

Get the complete analysis for TSE:8798

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円119.00
Price
円461.42
GF Value