Advance Create CoTSE:8798 -0.79%42 Days Payable is 22.65 as of Sep. 2025, which is 60% below its 10-year median of 56.46. GuruFocus rates TSE:8798 with a GF Score™ of 42/100 and a GF Value™ of 円458.46 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 55 Insurance companies, Advance Create Co ranks worse than 78.18% on this metric.
The historical rank and industry rank for Advance Create Co's Days Payable or its related term are showing as below:
TSE:8798'
s Days Payable Range Over the Past 10 Years
Min: 12.42 Med: 56.46 Max: 123.53
Current: 20.48
During the past 13 years, Advance Create Co's highest Days Payable was 123.53. The lowest was 12.42. And the median was 56.46.
TSE:8798's Days Payable is ranked worse than 78.18% of 55
companies
in the Insurance industry
Industry Median: 62.69
vs TSE:8798: 20.48
Advance Create Co's Days Payable
increased
from Sep. 2024 (0.00) to Sep. 2025 (22.65).
It may suggest that Advance Create Codelayed paying its suppliers.
Advance Create Co Days Payable Related Terms
Advance Create Co Days Payable Historical Data
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The historical data trend for Advance Create Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8798 vs BRK.A, AIG, HIG: Days Payable Comparison
For the Insurance - Diversified subindustry, Advance Create Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advance Create Co Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Advance Create Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Advance Create Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Advance Create Co's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Advance Create Co (TSE:8798) has a Days Payable of 22.65 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Advance Create Co and its competitors. This is 60% below median its historical median of 56.46. Over the past decade, Advance Create Co's Days Payable has ranged from 12.42 to 123.53. According to the industry distribution chart, Advance Create Co ranks #43 out of 55 companies in the Insurance industry, placing it in the top 78.2%.
Is Advance Create Co's Days Payable too high?
Advance Create Co's current Days Payable of 22.65 is 60% below median its 10-year median of 56.46. Over the past 10 years, this metric has ranged from a low of 12.42 to a high of 123.53. The Insurance industry median Days Payable is 62.69. Advance Create Co's value of 22.65 is 63.9% below this industry median. Based on the distribution chart, Advance Create Co ranks #43 out of 55 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Advance Create Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's Days Payable compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #43 out of 55 companies for Days Payable. This places Advance Create Co in the lower half of its industry. The industry median Days Payable is 62.69. Advance Create Co's value of 22.65 is 63.9% below this benchmark. Historically, Advance Create Co's own Days Payable has ranged from 12.42 to 123.53 over the past decade. While the company's 10-year median is 56.46 vs. the industry median of 62.69, Advance Create Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 62.69, based on 55 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advance Create Co's current Days Payable of 22.65 is 63.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median Days Payable is 62.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current Days Payable is 22.65, which is 60% below median its own 10-year median of 56.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円458.46, compared to a current price of 円126.00 — trading 72.5% below its estimated fair value. The current Days Payable is 22.65, which is 60% below median its 10-year median of 56.46 and 63.9% below the Insurance industry median of 62.69. Advance Create Co's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current Days Payable is 22.65 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advance Create Co (TSE:8798) Overvalued in 2026?
Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued.
The current stock price of 円126.00 is trading 72.5% below its estimated GF Value™ of 円458.46.
GuruFocus considers Advance Create Co to be Possible Value Trap.
Key valuation signals for TSE:8798:
Days Payable: 22.65 (60% below median its 10-year median of 56.46)
GF Value™: 円458.46 vs. price of 円126.00 (72.5% below fair value)
Industry Position: 63.9% below the Insurance median (#43 of 55)
No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
42GF Score
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