Advance Create CoTSE:8798 42 ROA % is 16.38% as of Sep. 2025, which is 79% above its 10-year median of 9.13. GuruFocus rates TSE:8798 with a GF Score™ of 42/100 and a GF Value™ of 円461.42 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 511 Insurance companies, Advance Create Co ranks worse than 96.48% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Advance Create Co's annualizedNet Income for the quarter that ended in Sep. 2025 was 円1,366 Mil.
Advance Create Co's average Total Assets over the quarter that ended in Sep. 2025 was 円8,336 Mil. Therefore, Advance Create Co's annualized ROA % for the quarter that ended in Sep. 2025 was 16.38%.
The historical rank and industry rank for Advance Create Co's ROA % or its related term are showing as below:
TSE:8798'
s ROA % Range Over the Past 10 Years
Min: -28.75 Med: 9.13 Max: 11.71
Current: -7.42
During the past 13 years, Advance Create Co's highest ROA % was 11.71%. The lowest was -28.75%. And the median was 9.13%.
TSE:8798's ROA % is ranked worse than 96.48% of 511
companies
in the Insurance industry
Industry Median: 2.73
vs TSE:8798: -7.42
Advance Create Co (TSE:8798) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Advance Create Co ROA % Related Terms
Advance Create Co ROA % Historical Data
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The historical data trend for Advance Create Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Advance Create Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advance Create Co ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Advance Create Co's ROA % distribution charts can be found below:
* The bar in red indicates where Advance Create Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Advance Create Co (TSE:8798) has a ROA % of 16.38% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Advance Create Co and its competitors. This is 79% above median its historical median of 9.13. According to the industry distribution chart, Advance Create Co ranks #493 out of 511 companies in the Insurance industry, placing it in the top 96.5%.
Is Advance Create Co's ROA % too high?
Advance Create Co's current ROA % of 16.38% is 79% above median its 10-year median of 9.13. The Insurance industry median ROA % is 2.73. Advance Create Co's value of 16.38% is 500% above this industry median. Based on the distribution chart, Advance Create Co ranks #493 out of 511 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Advance Create Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #493 out of 511 companies for ROA %. This places Advance Create Co in the lower half of its industry. The industry median ROA % is 2.73. Advance Create Co's value of 16.38% is 500% above this benchmark. While the company's 10-year median is 9.13 vs. the industry median of 2.73, Advance Create Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.73, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advance Create Co's current ROA % of 16.38% is 500% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median ROA % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current ROA % is 16.38%, which is 79% above median its own 10-year median of 9.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円461.42, compared to a current price of 円119.00 — trading 74.2% below its estimated fair value. The current ROA % is 16.38%, which is 79% above median its 10-year median of 9.13 and 500% above the Insurance industry median of 2.73. Advance Create Co's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current ROA % is 16.38% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advance Create Co (TSE:8798) Overvalued in 2026?
Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued.
The current stock price of 円119.00 is trading 74.2% below its estimated GF Value™ of 円461.42.
GuruFocus considers Advance Create Co to be Possible Value Trap.
Key valuation signals for TSE:8798:
ROA %: 16.38% (79% above median its 10-year median of 9.13)
GF Value™: 円461.42 vs. price of 円119.00 (74.2% below fair value)
Industry Position: 500% above the Insurance median (#493 of 511)
No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
42GF Score
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