Advance Create Co (TSE:8798) Cyclically Adjusted PB Ratio: 0.65 (As of Aug. 08, 2026) — 85% Below Median

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TSE:8798 Advance Create Co Ltd TSE:8798
43 GF Score
Price 円127.00
GF Value 円432.88
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Advance Create Co Cyclically Adjusted PB Ratio?

Advance Create Co TSE:8798 -0.78% 43 Cyclically Adjusted PB Ratio is 0.65 as of Aug. 08, 2026, which is 85% below its 10-year median of 4.42. GuruFocus rates TSE:8798 with a GF Score™ of 43/100 and a GF Value™ of 円432.88 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 416 Insurance companies, Advance Create Co ranks better than 83.17% on this metric.

As of today (2026-08-08), Advance Create Co's current share price is 円127.00. Advance Create Co's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2025 was 円195.23. Advance Create Co's Cyclically Adjusted PB Ratio for today is 0.65.

The historical rank and industry rank for Advance Create Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:8798' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 4.42   Max: 6.67
Current: 0.65

During the past years, Advance Create Co's highest Cyclically Adjusted PB Ratio was 6.67. The lowest was 0.61. And the median was 4.42.

TSE:8798's Cyclically Adjusted PB Ratio is ranked better than
83.17% of 416 companies
in the Insurance industry
Industry Median: 1.405 vs TSE:8798: 0.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Advance Create Co's adjusted book value per share data for the three months ended in Sep. 2025 was 円17.527. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円195.23 for the trailing ten years ended in Sep. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Advance Create Co  (TSE:8798) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Advance Create Co Cyclically Adjusted PB Ratio Related Terms


Advance Create Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Advance Create Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advance Create Co Cyclically Adjusted PB Ratio Chart

Advance Create Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.87 4.07 4.45 3.98 1.56

Advance Create Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.99 1.32 2.07 1.56 0.00

TSE:8798 vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Advance Create Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Advance Create Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Advance Create Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Advance Create Co's Cyclically Adjusted PB Ratio falls into.


TSE:8798
43GF Score
Advance Create Co Ltd TSE:8798
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Advance Create Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Advance Create Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=127.00/195.23
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advance Create Co's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2025 is calculated as:

For example, Advance Create Co's adjusted Book Value per Share data for the three months ended in Sep. 2025 was:

Adj_Book=Book Value per Share/CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=17.527/112.0000*112.0000
=17.527

Current CPI (Sep. 2025) = 112.0000.

Advance Create Co Quarterly Data

Book Value per Share CPI Adj_Book
201512 198.036 98.100 226.096
201603 210.098 97.900 240.357
201606 199.060 98.100 227.265
201609 213.023 98.000 243.455
201612 198.553 98.400 225.995
201703 202.070 98.100 230.702
201706 196.834 98.500 223.811
201709 216.286 98.800 245.183
201712 203.043 99.400 228.781
201803 210.195 99.200 237.317
201806 202.462 99.200 228.586
201809 216.741 99.900 242.993
201812 201.014 99.700 225.813
201903 214.301 99.700 240.739
201906 208.624 99.800 234.127
201909 222.202 100.100 248.618
201912 219.250 100.500 244.338
202003 251.006 100.300 280.286
202006 238.698 99.900 267.609
202009 261.238 99.900 292.879
202012 254.979 99.300 287.590
202103 287.048 99.900 321.816
202106 292.814 99.500 329.600
202109 305.602 100.100 341.932
202112 288.150 100.100 322.406
202203 313.927 101.100 347.773
202206 311.129 101.800 342.303
202209 326.754 103.100 354.961
202212 293.606 104.100 315.887
202303 324.520 104.400 348.144
202306 262.445 105.200 279.409
202309 -106.542 106.200 -112.361
202312 197.564 106.800 207.183
202403 200.397 107.200 209.370
202406 149.146 108.200 154.384
202409 -222.624 108.900 -228.961
202412 -264.624 110.700 -267.732
202503 -291.520 111.100 -293.882
202506 -302.474 111.700 -303.286
202509 17.527 112.000 17.527

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.65 mean?
Advance Create Co (TSE:8798) has a Cyclically Adjusted PB Ratio of 0.65 as of Aug. 08, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Advance Create Co and its competitors. This is 85% below median its historical median of 4.42. Over the past decade, Advance Create Co's Cyclically Adjusted PB Ratio has ranged from 0.61 to 6.67. According to the industry distribution chart, Advance Create Co ranks #70 out of 416 companies in the Insurance industry, placing it in the top 16.8%.
Is Advance Create Co's Cyclically Adjusted PB Ratio too high?
Advance Create Co's current Cyclically Adjusted PB Ratio of 0.65 is 85% below median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 6.67. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. Advance Create Co's value of 0.65 is 53.7% below this industry median. Based on the distribution chart, Advance Create Co ranks #70 out of 416 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Advance Create Co has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #70 out of 416 companies for Cyclically Adjusted PB Ratio. This places Advance Create Co in the top 17% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.41. Advance Create Co's value of 0.65 is 53.7% below this benchmark. Historically, Advance Create Co's own Cyclically Adjusted PB Ratio has ranged from 0.61 to 6.67 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 1.41, Advance Create Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advance Create Co's current Cyclically Adjusted PB Ratio of 0.65 is 53.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current Cyclically Adjusted PB Ratio is 0.65, which is 85% below median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円432.88, compared to a current price of 円127.00 — trading 70.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.65, which is 85% below median its 10-year median of 4.42 and 53.7% below the Insurance industry median of 1.41. Advance Create Co's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current Cyclically Adjusted PB Ratio is 0.65 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Advance Create Co (TSE:8798) Overvalued in 2026?

Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued. The current stock price of 円127.00 is trading 70.7% below its estimated GF Value™ of 円432.88. GuruFocus considers Advance Create Co to be Possible Value Trap.

Key valuation signals for TSE:8798:

  • Cyclically Adjusted PB Ratio: 0.65 (85% below median its 10-year median of 4.42)
  • GF Value™: 円432.88 vs. price of 円127.00 (70.7% below fair value)
  • GF Score™: 43/100 with 6 warning signs
  • Industry Position: 53.7% below the Insurance median (#70 of 416)

No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Advance Create Co Business Description

Address 3-5-7 Kawaramachi, Nagoya, JPN
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
43GF Score

Get the complete analysis for TSE:8798

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円127.00
Price
円432.88
GF Value