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Advance Create CoTSE:8798 -0.77%42 Return-on-Tangible-Equity is Negative Tangible Equity% as of Sep. 2025. GuruFocus rates TSE:8798 with a GF Score™ of 42/100 and a GF Value™ of 円439.17 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 497 Insurance companies, Advance Create Co ranks worse than 201207.04% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Advance Create Co's annualized net income for the quarter that ended in Sep. 2025 was 円1,366 Mil. Advance Create Co's average shareholder tangible equity for the quarter that ended in Sep. 2025 was 円-3,196 Mil. Therefore, Advance Create Co's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was Negative Tangible Equity%.
The historical rank and industry rank for Advance Create Co's Return-on-Tangible-Equity or its related term are showing as below:
During the past 13 years, Advance Create Co's highest Return-on-Tangible-Equity was 23.87%. The lowest was -133.68%. And the median was 19.75%.
TSE:8798's Return-on-Tangible-Equity is not ranked *
in the Insurance industry.
Industry Median: 13.32 * Ranked among companies with meaningful Return-on-Tangible-Equity only.
Advance Create Co (TSE:8798) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Advance Create Co Return-on-Tangible-Equity Related Terms
Advance Create Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Advance Create Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8798 vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Advance Create Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advance Create Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Advance Create Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Advance Create Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of Negative Tangible Equity% mean?
Advance Create Co (TSE:8798) has a Return-on-Tangible-Equity of Negative Tangible Equity% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Advance Create Co and its competitors. According to the industry distribution chart, Advance Create Co ranks #999999 out of 497 companies in the Insurance industry.
Is Advance Create Co's Return-on-Tangible-Equity too high?
Advance Create Co's current Return-on-Tangible-Equity is Negative Tangible Equity%. Based on the distribution chart, Advance Create Co ranks #999999 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Advance Create Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #999999 out of 497 companies for Return-on-Tangible-Equity. This places Advance Create Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current Return-on-Tangible-Equity is Negative Tangible Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円439.17, compared to a current price of 円129.00 — trading 70.6% below its estimated fair value. The current Return-on-Tangible-Equity is Negative Tangible Equity%. Advance Create Co's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current Return-on-Tangible-Equity is Negative Tangible Equity% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advance Create Co (TSE:8798) Overvalued in 2026?
Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued.
The current stock price of 円129.00 is trading 70.6% below its estimated GF Value™ of 円439.17.
GuruFocus considers Advance Create Co to be Possible Value Trap.
No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
42GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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