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Advance Create CoTSE:8798 -2.34%43 Return-on-Tangible-Asset is 16.55% as of Sep. 2025, which is 65% above its 10-year median of 10.03. GuruFocus rates TSE:8798 with a GF Score™ of 43/100 and a GF Value™ of 円434.02 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 505 Insurance companies, Advance Create Co ranks worse than 96.04% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Advance Create Co's annualizedNet Income for the quarter that ended in Sep. 2025 was 円1,366 Mil. Advance Create Co's average total tangible assets for the quarter that ended in Sep. 2025 was 円8,252 Mil. Therefore, Advance Create Co's annualized Return-on-Tangible-Asset for the quarter that ended in Sep. 2025 was 16.55%.
The historical rank and industry rank for Advance Create Co's Return-on-Tangible-Asset or its related term are showing as below:
TSE:8798'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -29.29 Med: 10.03 Max: 12.55
Current: -7.51
During the past 13 years, Advance Create Co's highest Return-on-Tangible-Asset was 12.55%. The lowest was -29.29%. And the median was 10.03%.
TSE:8798's Return-on-Tangible-Asset is ranked worse than 96.04% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs TSE:8798: -7.51
Advance Create Co (TSE:8798) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Advance Create Co Return-on-Tangible-Asset Related Terms
Advance Create Co Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Advance Create Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8798 vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Advance Create Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Advance Create Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Advance Create Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Advance Create Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
What does a Return-on-Tangible-Asset of 16.55% mean?
Advance Create Co (TSE:8798) has a Return-on-Tangible-Asset of 16.55% as of Sep. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Advance Create Co and its competitors. This is 65% above median its historical median of 10.03. According to the industry distribution chart, Advance Create Co ranks #485 out of 505 companies in the Insurance industry, placing it in the top 96%.
Is Advance Create Co's Return-on-Tangible-Asset too high?
Advance Create Co's current Return-on-Tangible-Asset of 16.55% is 65% above median its 10-year median of 10.03. The Insurance industry median Return-on-Tangible-Asset is 2.88. Advance Create Co's value of 16.55% is 474.7% above this industry median. Based on the distribution chart, Advance Create Co ranks #485 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Advance Create Co has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Advance Create Co's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Advance Create Co ranks #485 out of 505 companies for Return-on-Tangible-Asset. This places Advance Create Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Advance Create Co's value of 16.55% is 474.7% above this benchmark. While the company's 10-year median is 10.03 vs. the industry median of 2.88, Advance Create Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advance Create Co's current Return-on-Tangible-Asset of 16.55% is 474.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Advance Create Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advance Create Co's current Return-on-Tangible-Asset is 16.55%, which is 65% above median its own 10-year median of 10.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advance Create Co stock overvalued right now?
Based on GuruFocus' analysis, Advance Create Co (TSE:8798) is currently considered Possible Value Trap. The stock's GF Value™ is 円434.02, compared to a current price of 円125.00 — trading 71.2% below its estimated fair value. The current Return-on-Tangible-Asset is 16.55%, which is 65% above median its 10-year median of 10.03 and 474.7% above the Insurance industry median of 2.88. Advance Create Co's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Advance Create Co (TSE:8798), the current Return-on-Tangible-Asset is 16.55% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Advance Create Co (TSE:8798) Overvalued in 2026?
Based on GuruFocus' analysis, Advance Create Co stock appears to be undervalued.
The current stock price of 円125.00 is trading 71.2% below its estimated GF Value™ of 円434.02.
GuruFocus considers Advance Create Co to be Possible Value Trap.
Key valuation signals for TSE:8798:
Return-on-Tangible-Asset: 16.55% (65% above median its 10-year median of 10.03)
GF Value™: 円434.02 vs. price of 円125.00 (71.2% below fair value)
Industry Position: 474.7% above the Insurance median (#485 of 505)
No single metric tells the full story. See the TSE:8798 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Advance Create Co Ltd is engaged in the business of insurance agent for life insurance and property insurance. The type of insurances recommended are medical insurance, cancer insurance, life insurance, unemployment insurance, and specific disease protection insurance.
43GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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