AMTB (Amerant Bancorp) Cyclically Adjusted Book per Share: $24.57 (As of Mar. 2026)


AMTB Amerant Bancorp Inc AMTB
65 GF Score
Price $26.16
GF Value $21.50
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Amerant Bancorp Cyclically Adjusted Book per Share?

Amerant Bancorp AMTB +2.51% 65 Cyclically Adjusted Book per Share is $24.57 as of Mar. 2026. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.50 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Amerant Bancorp's adjusted book value per share data for the fiscal year that ended in Dec. 2025 was $23.126. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $24.57 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-01), Amerant Bancorp's current stock price is $ 26.16. Amerant Bancorp's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec. 2025 was $24.57. Amerant Bancorp's Cyclically Adjusted PB Ratio of today is 1.06.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Amerant Bancorp was 1.04. The lowest was 0.80. And the median was 0.88.


Amerant Bancorp  (NYSE:AMTB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Amerant Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=26.16/24.57
=1.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Amerant Bancorp was 1.04. The lowest was 0.80. And the median was 0.88.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Amerant Bancorp Cyclically Adjusted Book per Share Related Terms


Amerant Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Amerant Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amerant Bancorp Cyclically Adjusted Book per Share Chart

Amerant Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 24.09 24.57

Amerant Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 24.57 0.00

AMTB vs CCNE, CPF, BFST: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Amerant Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amerant Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Amerant Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Amerant Bancorp's Cyclically Adjusted PB Ratio falls into.


AMTB
65GF Score
Amerant Bancorp Inc AMTB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amerant Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Amerant Bancorp's adjusted Book Value per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_Book=Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=23.126/324.0540*324.0540
=23.126

Current CPI (Dec. 2025) = 324.0540.

Amerant Bancorp Annual Data

Book Value per Share CPI Adj_Book
201612 20.181 241.432 27.087
201712 21.576 246.524 28.361
201812 17.308 251.233 22.325
201912 19.319 256.974 24.362
202012 20.702 260.474 25.755
202112 23.256 278.802 27.031
202212 20.932 296.797 22.854
202312 21.905 306.746 23.141
202412 21.138 315.605 21.704
202512 23.126 324.054 23.126

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $24.57 mean?
Amerant Bancorp (AMTB) has a Cyclically Adjusted Book per Share of $24.57 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Amerant Bancorp and its competitors.
Is Amerant Bancorp's Cyclically Adjusted Book per Share too high?
Amerant Bancorp's current Cyclically Adjusted Book per Share is $24.57. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's Cyclically Adjusted Book per Share compare to CCNE and CPF?
Amerant Bancorp's Cyclically Adjusted Book per Share of $24.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Amerant Bancorp and its competitors. Amerant Bancorp's current Cyclically Adjusted Book per Share is $24.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.50, compared to a current price of $26.16 — trading 21.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $24.57. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current Cyclically Adjusted Book per Share is $24.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amerant Bancorp (AMTB) Overvalued in 2026?

Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued. The current stock price of $26.16 is trading 21.7% above its estimated GF Value™ of $21.50. GuruFocus considers Amerant Bancorp to be Modestly Overvalued.

Key valuation signals for AMTB:

  • Cyclically Adjusted Book per Share: $24.57
  • GF Value™: $21.50 vs. price of $26.16 (21.7% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amerant Bancorp Business Description

Address 220 Alhambra Circle, Coral Gables, FL, USA, 33134
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score

Get the complete analysis for AMTB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.16
Price
$21.50
GF Value