Amerant BancorpAMTB +1.84%65 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is 11% above its 10-year median of 0.19. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,172 Banks companies, Amerant Bancorp ranks better than 80.55% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Amerant Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.21.
The historical rank and industry rank for Amerant Bancorp's Dividend Payout Ratio or its related term are showing as below:
AMTB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.19 Max: 0.26
Current: 0.19
During the past 11 years, the highest Dividend Payout Ratio of Amerant Bancorp was 0.26. The lowest was 0.03. And the median was 0.19.
AMTB's Dividend Payout Ratio is ranked better than 80.55% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs AMTB: 0.19
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Amerant Bancorp was 81.70% per year. The lowest was 0.00% per year. And the median was 40.85% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Amerant Bancorp (NYSE:AMTB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Amerant Bancorp Dividend Payout Ratio Related Terms
Amerant Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Amerant Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMTB vs CCNE, CPF, BFST: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Amerant Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amerant Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Amerant Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Amerant Bancorp's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Amerant Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amerant Bancorp (AMTB) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Amerant Bancorp and its competitors. This is 11% above median its historical median of 0.19. Over the past decade, Amerant Bancorp's Dividend Payout Ratio has ranged from 0.03 to 0.26. According to the industry distribution chart, Amerant Bancorp ranks #228 out of 1172 companies in the Banks industry, placing it in the top 19.5%.
Is Amerant Bancorp's Dividend Payout Ratio too high?
Amerant Bancorp's current Dividend Payout Ratio of 0.21 is 11% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.26. The Banks industry median Dividend Payout Ratio is 0.32. Amerant Bancorp's value of 0.21 is 34.4% below this industry median. Based on the distribution chart, Amerant Bancorp ranks #228 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's Dividend Payout Ratio compare to CCNE and CPF?
According to the Banks industry distribution chart, Amerant Bancorp ranks #228 out of 1172 companies for Dividend Payout Ratio. This places Amerant Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Amerant Bancorp's value of 0.21 is 34.4% below this benchmark. Historically, Amerant Bancorp's own Dividend Payout Ratio has ranged from 0.03 to 0.26 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.32, Amerant Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amerant Bancorp's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Amerant Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amerant Bancorp's current Dividend Payout Ratio is 0.21, which is 11% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.51, compared to a current price of $25.42 — trading 18.2% above its estimated fair value. The current Dividend Payout Ratio is 0.21, which is 11% above median its 10-year median of 0.19 and 34.4% below the Banks industry median of 0.32. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amerant Bancorp (AMTB) Overvalued in 2026?
Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued.
The current stock price of $25.42 is trading 18.2% above its estimated GF Value™ of $21.51.
GuruFocus considers Amerant Bancorp to be Modestly Overvalued.
Key valuation signals for AMTB:
Dividend Payout Ratio: 0.21 (11% above median its 10-year median of 0.19)
GF Value™: $21.51 vs. price of $25.42 (18.2% above fair value)
Industry Position: 34.4% below the Banks median (#228 of 1172)
No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score
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