AMTB (Amerant Bancorp) LT-Debt-to-Total-Asset: 0.10 (As of Mar. 2026)

What is Amerant Bancorp LT-Debt-to-Total-Asset?

Amerant Bancorp AMTB -3.02% 64 LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus rates AMTB with a GF Score™ of 64/100 and a GF Value™ of $21.50 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Amerant Bancorp's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.10.

Amerant Bancorp's long-term debt to total assets ratio increased from Mar. 2025 (0.09) to Mar. 2026 (0.10). It may suggest that Amerant Bancorp is progressively becoming more dependent on debt to grow their business.

Amerant Bancorp (NYSE:AMTB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Amerant Bancorp LT-Debt-to-Total-Asset Related Terms

Amerant Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Amerant Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amerant Bancorp LT-Debt-to-Total-Asset Chart

Amerant Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.14

0.13

0.10

0.09

Amerant Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.09	0.10	0.09	0.10

64GF Score

Amerant Bancorp Inc AMTB

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Amerant Bancorp LT-Debt-to-Total-Asset Calculation

Amerant Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	923.413	/	9777.018
	=	0.09

Amerant Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	942.734	/	9903.514
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

Amerant Bancorp (AMTB) has a LT-Debt-to-Total-Asset of 0.10 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Amerant Bancorp and its competitors.

Is Amerant Bancorp's LT-Debt-to-Total-Asset too high?

Amerant Bancorp's current LT-Debt-to-Total-Asset is 0.10. Overall, Amerant Bancorp has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Amerant Bancorp's LT-Debt-to-Total-Asset compare to CCNE and CPF?

Amerant Bancorp's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Amerant Bancorp and its competitors. Amerant Bancorp's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Amerant Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.50, compared to a current price of $25.37 — trading 18% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Amerant Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amerant Bancorp (AMTB) Overvalued in 2026?

Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued. The current stock price of $25.37 is trading 18% above its estimated GF Value™ of $21.50. GuruFocus considers Amerant Bancorp to be Modestly Overvalued.

Key valuation signals for AMTB:

LT-Debt-to-Total-Asset: 0.10
GF Value™: $21.50 vs. price of $25.37 (18% above fair value)
GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Amerant Bancorp Business Description

Industry Financial Services Banks

Comparable Companies CCNE CPF BFST FBAK WTBFA MBWM HAFC MCBS EQBK ESQ SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 220 Alhambra Circle, Coral Gables, FL, USA, 33134

Website https://www.amerantbank.com

Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.

64GF Score

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$25.37

Price

$21.50

GF Value

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