Amerant BancorpAMTB +1.61%65 Net Margin % is 18.85% as of Mar. 2026, which is 36% above its 10-year median of 13.91. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Amerant Bancorp ranks worse than 82.38% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Amerant Bancorp's Net Income for the
three
months ended in Mar. 2026 was $17.9 Mil. Amerant Bancorp's Revenue for the
three
months ended in Mar. 2026 was $94.8 Mil. Therefore, Amerant Bancorp's net margin for the quarter that ended in Mar. 2026 was 18.85%.
The historical rank and industry rank for Amerant Bancorp's Net Margin % or its related term are showing as below:
AMTB'
s Net Margin % Range Over the Past 10 Years
Min: -5.16 Med: 13.91 Max: 42.6
Current: 14.26
AMTB's Net Margin % is ranked worse than 82.38% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs AMTB: 14.26
Amerant Bancorp (NYSE:AMTB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Amerant Bancorp Net Margin % Related Terms
Amerant Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Amerant Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Amerant Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amerant Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Amerant Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Amerant Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amerant Bancorp (AMTB) has a Net Margin % of 18.85% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Amerant Bancorp and its competitors. This is 36% above median its historical median of 13.91. According to the industry distribution chart, Amerant Bancorp ranks #1258 out of 1527 companies in the Banks industry, placing it in the top 82.4%.
Is Amerant Bancorp's Net Margin % too high?
Amerant Bancorp's current Net Margin % of 18.85% is 36% above median its 10-year median of 13.91. The Banks industry median Net Margin % is 26.95. Amerant Bancorp's value of 18.85% is 30.1% below this industry median. Based on the distribution chart, Amerant Bancorp ranks #1258 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's Net Margin % compare to CFFN and HBNC?
According to the Banks industry distribution chart, Amerant Bancorp ranks #1258 out of 1527 companies for Net Margin %. This places Amerant Bancorp in the lower half of its industry. The industry median Net Margin % is 26.95. Amerant Bancorp's value of 18.85% is 30.1% below this benchmark. While the company's 10-year median is 13.91 vs. the industry median of 26.95, Amerant Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amerant Bancorp's current Net Margin % of 18.85% is 30.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Amerant Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amerant Bancorp's current Net Margin % is 18.85%, which is 36% above median its own 10-year median of 13.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.51, compared to a current price of $24.67 — trading 14.7% above its estimated fair value. The current Net Margin % is 18.85%, which is 36% above median its 10-year median of 13.91 and 30.1% below the Banks industry median of 26.95. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current Net Margin % is 18.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amerant Bancorp (AMTB) Overvalued in 2026?
Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued.
The current stock price of $24.67 is trading 14.7% above its estimated GF Value™ of $21.51.
GuruFocus considers Amerant Bancorp to be Modestly Overvalued.
Key valuation signals for AMTB:
Net Margin %: 18.85% (36% above median its 10-year median of 13.91)
GF Value™: $21.51 vs. price of $24.67 (14.7% above fair value)
Industry Position: 30.1% below the Banks median (#1258 of 1527)
No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score
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