Amerant BancorpAMTB +1.61%65 FCF Margin % is 10.70% as of Mar. 2026, which is 53% below its 10-year median of 22.98. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Amerant Bancorp ranks better than 55.88% on this metric.
The historical rank and industry rank for Amerant Bancorp's FCF Margin % or its related term are showing as below:
AMTB'
s FCF Margin % Range Over the Past 10 Years
Min: -18.98 Med: 22.98 Max: 30.82
Current: 29.67
During the past 11 years, the highest FCF Margin % of Amerant Bancorp was 30.82%. The lowest was -18.98%. And the median was 22.98%.
AMTB's FCF Margin % is ranked better than 55.88% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs AMTB: 29.67
Amerant Bancorp FCF Margin % Related Terms
Amerant Bancorp FCF Margin % Historical Data
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The historical data trend for Amerant Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Amerant Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amerant Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Amerant Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Amerant Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amerant Bancorp (AMTB) has a FCF Margin % of 10.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Amerant Bancorp and its competitors. This is 53% below median its historical median of 22.98. According to the industry distribution chart, Amerant Bancorp ranks #664 out of 1505 companies in the Banks industry, placing it in the top 44.1%.
Is Amerant Bancorp's FCF Margin % too high?
Amerant Bancorp's current FCF Margin % of 10.70% is 53% below median its 10-year median of 22.98. The Banks industry median FCF Margin % is 26.42. Amerant Bancorp's value of 10.70% is 59.5% below this industry median. Based on the distribution chart, Amerant Bancorp ranks #664 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's FCF Margin % compare to CFFN and HBNC?
According to the Banks industry distribution chart, Amerant Bancorp ranks #664 out of 1505 companies for FCF Margin %. This puts Amerant Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.42. Amerant Bancorp's value of 10.70% is 59.5% below this benchmark. While the company's 10-year median is 22.98 vs. the industry median of 26.42, Amerant Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amerant Bancorp's current FCF Margin % of 10.70% is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Amerant Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amerant Bancorp's current FCF Margin % is 10.70%, which is 53% below median its own 10-year median of 22.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.51, compared to a current price of $24.67 — trading 14.7% above its estimated fair value. The current FCF Margin % is 10.70%, which is 53% below median its 10-year median of 22.98 and 59.5% below the Banks industry median of 26.42. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current FCF Margin % is 10.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amerant Bancorp (AMTB) Overvalued in 2026?
Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued.
The current stock price of $24.67 is trading 14.7% above its estimated GF Value™ of $21.51.
GuruFocus considers Amerant Bancorp to be Modestly Overvalued.
Key valuation signals for AMTB:
FCF Margin %: 10.70% (53% below median its 10-year median of 22.98)
GF Value™: $21.51 vs. price of $24.67 (14.7% above fair value)
Industry Position: 59.5% below the Banks median (#664 of 1505)
No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score
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