AMTB (Amerant Bancorp) 10-Year RORE % : 0.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMTB Amerant Bancorp Inc AMTB
65 GF Score
Price $26.40
GF Value $21.50
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Amerant Bancorp 10-Year RORE %?

Amerant Bancorp AMTB +2.48% 65 10-Year RORE % is 0.00 as of Mar. 2026. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,088 Banks companies, Amerant Bancorp ranks worse than 91911.67% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Amerant Bancorp does not have enough data to calculate 10-Year RORE %.


Amerant Bancorp  (NYSE:AMTB) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Amerant Bancorp 10-Year RORE % Related Terms


Amerant Bancorp 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Amerant Bancorp's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amerant Bancorp 10-Year RORE % Chart

Amerant Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Amerant Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AMTB vs CCNE, CPF, BFST: 10-Year RORE % Comparison

For the Banks - Regional subindustry, Amerant Bancorp's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amerant Bancorp 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Amerant Bancorp's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Amerant Bancorp's 10-Year RORE % falls into.


AMTB
65GF Score
Amerant Bancorp Inc AMTB
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amerant Bancorp 10-Year RORE % Calculation

Amerant Bancorp's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( - )/( - )
=/
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 0.00 mean?
Amerant Bancorp (AMTB) has a 10-Year RORE % of 0.00 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Amerant Bancorp and its competitors. According to the industry distribution chart, Amerant Bancorp ranks #999999 out of 1088 companies in the Banks industry.
Is Amerant Bancorp's 10-Year RORE % too high?
Amerant Bancorp's current 10-Year RORE % is 0.00. Based on the distribution chart, Amerant Bancorp ranks #999999 out of 1088 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's 10-Year RORE % compare to CCNE and CPF?
According to the Banks industry distribution chart, Amerant Bancorp ranks #999999 out of 1088 companies for 10-Year RORE %. This places Amerant Bancorp in the lower half of its industry. The industry median 10-Year RORE % is 10.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Amerant Bancorp and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amerant Bancorp's current 10-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.50, compared to a current price of $26.40 — trading 22.8% above its estimated fair value. The current 10-Year RORE % is 0.00. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current 10-Year RORE % is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amerant Bancorp (AMTB) Overvalued in 2026?

Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued. The current stock price of $26.40 is trading 22.8% above its estimated GF Value™ of $21.50. GuruFocus considers Amerant Bancorp to be Modestly Overvalued.

Key valuation signals for AMTB:

  • 10-Year RORE %: 0.00
  • GF Value™: $21.50 vs. price of $26.40 (22.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amerant Bancorp Business Description

Address 220 Alhambra Circle, Coral Gables, FL, USA, 33134
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score

Get the complete analysis for AMTB

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.40
Price
$21.50
GF Value